12295 Cherry Bluff Dr, Jacksonville, FL 32218 Property Records

Duval County property record for 12295 Cherry Bluff Dr, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,909 sqft · built 2019
Lot Size	0.211 acres (9,177 sqft)
Owner	2 Individual Names on File
Last Sale	$337,000 (Oct 2023)
Tax Bill	$4,328 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`106524-0445`

Property Details

APN / Parcel Number

Primary APN	`106524-0445`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,909 sqft Living Area
Gross Area	2,601 sqft
1st Floor Area	1,909 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,177 sqft (0.211 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12295 CHERRY BLUFF DR
City	JACKSONVILLE
State	FL
Zip	32218-2269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-50
Legal Description	71-186 34-1N-27E CHERRY LAKES LOT 54
Legal Range	27E
Legal Township	01N
Legal Section	34
Legal Subdivision	CHERRY LAKES
Legal Block	2
Legal Lot Number	54
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2006
Census Tract	10104

Owner

Source: Duval County assessment roll, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12295 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2269
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Dec 12, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Dec 12, 2019 · Amount on Record
Deed Document Number	2023204581
Deed Book / Page	20829 / 559
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 3, 2023
Property Address	12295 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2269
Document Number	0208290559
Book / Page	20829 / 559
Map Reference	MB 71 PG 186-192
Instrument Date	Sep 28, 2023
Instrument	2023204581
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	RIVER CITY LAND TITLE LLC, RIVER CITY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,359.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13238 COMPANION CIR S, JACKSONVILLE, FL 32224-1383

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12295 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2269

Mortgage

Document Number	0020829561
Date	Oct 3, 2023
Instrument	20829/561

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Dec 12, 2019
Property Address	12295 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2269
Document Number	0190341715
Book / Page	19034 / 1715
Map Reference	MB 71 PG 186-191
Instrument Date	Dec 9, 2019
Instrument	2019283637
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2021
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12295 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2269

Mortgage

Document Number	0190341717
Date	Dec 12, 2019
Instrument	19034/1717

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,574 (+2.18%) Land $70,000 Building $199,574	$269,574 (+2.18%) Land $70,000 Building $199,574
2025	$4,328.00 (-1.21%) Homeowner's exemption	$263,834 (+26.17%) Land $70,000 Building $193,834	$263,834 (-5.62%) Land $70,000 Building $193,834
2024	$4,381.00 (+35.68%)
2023	$3,229.00 (+9.31%) Homeowner's exemption	$209,111 (+3%)	$279,552 (+5.75%) Land $65,000 Building $214,552
2022	$2,954.00 Homeowner's exemption	$203,021	$264,341 Land $60,000 Building $204,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	67 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: IQ Fiber Intermediate Holdings.

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