12306 Cherry Bluff Dr, Jacksonville, FL 32218 Property Records

Duval County property record for 12306 Cherry Bluff Dr, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,201 sqft · built 2019
Lot Size	0.152 acres (6,599 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,714 (Dec 2019)
Tax Bill	$3,976 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`106524-0460`

Property Details

APN / Parcel Number

Primary APN	`106524-0460`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,201 sqft Living Area
Gross Area	2,663 sqft
1st Floor Area	1,658 sqft
Upper Floors Area	543 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,599 sqft (0.152 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12306 CHERRY BLUFF DR
City	JACKSONVILLE
State	FL
Zip	32218-2258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-50
Legal Description	71-186 34-1N-27E CHERRY LAKES LOT 57
Legal Range	27E
Legal Township	01N
Legal Section	34
Legal Subdivision	CHERRY LAKES
Legal Lot Number	57
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2006
Census Tract	10104

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12306 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Dec 4, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2019 · Amount on Record
Deed Sale	Dec 4, 2019 · Amount on Record
Deed Document Number	2019276774
Deed Book / Page	19024 / 813
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12306 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12306 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258

Mortgage

Document Number	0202930200
Date	May 23, 2022
Book Page	20293/200
Instrument	2022138782

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Dec 4, 2019
Property Address	12306 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258
Document Number	0190240813
Book / Page	19024 / 0813
Map Reference	MB 71 PG 186-191
Instrument Date	Nov 27, 2019
Instrument	2019276774
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2021
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,755.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12306 CHERRY BUFF DRIVE, JACKSONVILLE, FL 32218-2258

Mortgage

Document Number	0190240815
Date	Dec 4, 2019
Instrument	19024/0815

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,717 (+2.7%)	$295,481 (+0.55%) Land $65,000 Building $230,481
2025	$3,976.00 (+7.17%) Homeowner's exemption Veteran's exemption	$248,995 (+5.99%)	$293,862 (-6.05%) Land $70,000 Building $223,862
2024	$3,710.00 (+0.46%)
2023	$3,693.00 (+9.23%) Homeowner's exemption	$234,931 (+3%)	$312,785 (+5.66%) Land $65,000 Building $247,785
2022	$3,381.00 Homeowner's exemption	$228,089	$296,017 Land $60,000 Building $236,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	67 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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