12296 NE 48th Loop, Oxford, FL 34484 Property Records

Sumter County property record for 12296 NE 48th Loop, Oxford, FL 34484

Property Summary

Property Type	Single Family Home
Details	1,674 sqft · built 2011
Lot Size	0.087 acres (3,800 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Nov 2023)
Tax Bill	$3,082 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D09M123`

Property Details

APN / Parcel Number

Primary APN	`D09M123`
Alternative APN	`1009944`

Interior

Building Area	1,674 sqft Heated Area

Exterior

Year Built	Built 2011
Architectural Style	Conventional
Construction Type	Steel Frame
Lot Area	3,800 sqft (0.087 acres)
Porch	Open Porch
Porch Area	126 sqft

Location & Zoning

Account Number	1009944
Street Address	12296 NE 48TH LOOP
City	OXFORD
State	FL
Zip	34484-9606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 123 THE VILLAGES OF PARKWOOD PB 10 PG 17-17F
Legal Range	23E
Legal Township	18S
Legal Section	09
Legal Subdivision	VILLAGES OF PARKWOOD
Legal Lot Number	123
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	2
Census Block	2021
Census Tract	911703

Owner

Source: Sumter County records · APN D09M123

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12296 NE 48TH LOOP, OXFORD, FL 34484-9606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 03, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 07, 2020	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA
Aug 29, 2019	Grant Deed, Foreclosure SERVICELINK
Jun 19, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 03, 2023 · Amount on Record
Deed Sale	Nov 03, 2023 · Amount on Record
Prior Sale	Jan 07, 2020 · Amount on Record
Deed Document Number	202360041362
Deed Book / Page	4553 / 282
Record Updated	Jun 08, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Nov 03, 2023
Property Address	12296 NE 48TH LOOP, OXFORD, FL 34484-9606
Document Number	0045530282
Book / Page	4553 / 282
Map Reference	MB 10 PG 17,17A-17F
Instrument Date	Oct 27, 2023
Instrument	202360041362
Transaction Type	Transfer
Record Updated	Dec 06, 2023
Title Company	FREEDOM SETTLEMENT COMPANY LLC, FREEDOM T&E CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5473 GUILLIAMS CT, THE VILLAGES, FL 32163-0753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12296 NE 48TH LOOP, OXFORD, FL 34484-9606

Mortgage

Document Number	0004553284
Date	Nov 03, 2023
Instrument	4553/284

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2053

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Jan 07, 2020
Property Address	12296 NE 48TH LOOP, OXFORD, FL 34484-9606
Document Number	0036840109
Book / Page	3684 / 0109
Map Reference	MB 10 PG 17-17F
Instrument Date	Dec 26, 2019
Instrument	202060000884
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ADVANTAGE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MARIETTA ST NW, 40, ATLANTA, GA 30303-2812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2146 YEARLING WAY, THE VILLAGES, FL 32163-2635

Mortgage

Document Number	0036840111
Date	Jan 07, 2020
Instrument	3684/0111

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

August 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	SUMTER FL
Recording Date	Aug 29, 2019
Property Address	12296 NE 48TH LOOP, OXFORD, FL 34484-9606
Document Number	0036190503
Book / Page	003619 / 000503
Instrument Date	Jul 23, 2019
Instrument	60033835
Transaction Type	Foreclosure
Record Updated	Sep 23, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SUMTER FL
Recording Date	Jun 19, 2019
Property Address	12296 NE 48TH LOOP, OXFORD, FL 34484-9606
Document Number	0035840203
Book / Page	003584 / 000203
Instrument Date	Jun 06, 2019
Instrument	60023799
Transaction Type	Foreclosure
Record Updated	Jul 09, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Municipality	Wildwood City
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$222,290 (+2.31%) Land $9,230 Building $213,060	$222,290 (+2.31%) Land $9,230 Building $213,060
2024	$3,082.00 (+16.83%)
2023	$2,638.00 (+17.66%)	$217,280 (+37.45%) Land $9,230 Building $208,050	$217,280 (+37.45%) Land $9,230 Building $208,050
2022	$2,242.00	$158,080 Land $9,230 Building $148,850	$158,080 Land $9,230 Building $148,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 55 locations within half a mile of this property.

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