Polk County property record for 1230 Ruby St, Lakeland, FL 33815 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 1,214 sqft Living Area |
| Lot Size | 7,113 sqft (0.163 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $255,000 (2024) |
| Tax Bill | $3,425.00 (2025) |
| Primary APN | 23-28-23-102000-002080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,214 sqft Living Area |
| Gross Area | 1,466 sqft Gross Area |
| 1st Floor | 1,214 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 7,113 sqft (0.163 acres) |
| Depth X Width | 142 ft x 50 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 252 sqft Garage |
| Porch Area | 48 sqft Porch |
| Street Address | 1230 RUBY ST |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33815-4462 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KELLOGG & ARMSTRONGS 1ST ADD PB 7 PG 12 BLK B LOT 8 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 23 |
| Legal Subdivision | KELLOGG AND ARMSTRONG 1ST ADDITION |
| Legal Tract | 102000 |
| Legal Block | B |
| Legal Lot Number | 8 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKELAND |
| Census Blockgroup | 2 |
| Census Block | 2033 |
| Census Tract | 10900 |
Source: Polk County records · APN 23-28-23-102000-002080
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1230 RUBY ST, LAKELAND, FL 33815-4462 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 16, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FAIRWAY INDEPENDENT MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 11, 2024 · Amount on Record |
| Deed Sale | Jul 11, 2024 · Amount on Record |
| Prior Sale | May 16, 2019 · Amount on Record |
| Deed Doc Number | 2024159075 |
| Deed Book / Page | 13185 / 377 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1230 RUBY ST, LAKELAND, FL 33815-4462 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000048043 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 12128/50 |
| Instrument | 2022048043 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 16, 2019 |
| Property Address | 1230 RUBY ST, LAKELAND, FL 33815-4462 |
| Document Number | 0108430158 |
| Book / Page | 010843 / 000158 |
| Instrument Date | May 14, 2019 |
| Instrument | 100374 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | LAKELAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,049.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1230 RUBY ST LAKELAND FL 338154462, LAKELAND, FL 33815-4462 |
| Document Number | 108430160 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 010843/000160 |
| Instrument | 100375 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2049 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,425.00 (-3.33%) | $189,863 (-2.32%) Land $32,729 Building $157,134 | $189,863 (-2.32%) Land $32,729 Building $157,134 |
| 2023 | $3,543.00 (+2%) | $194,368 (+81.97%) Land $32,018 Building $162,350 | $194,368 (+22.18%) Land $32,018 Building $162,350 |
| 2022 | $1,181.00 Homeowner's exemption | $106,814 | $159,081 Land $11,740 Building $147,341 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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