Polk County property record for 1221 Ruby St, Lakeland, FL 33815
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 2 ba · 1,712 sqft · built 1945 |
| Lot Size | 0.248 acres (10,790 sqft) |
| Owner | Individual Name on File |
| Last Sale | $22,500 (Dec 2008) |
| Tax Bill | $2,114 (2025) |
| Deeds & Mortgages | Jan 2023 Document Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-28-23-102000-001060 |
| Primary APN | 23-28-23-102000-001060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| 1st Floor Area | 1,712 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,790 sqft (0.248 acres) |
| Lot Dimensions | 144 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 250 sqft |
| Carport | Carport |
| Carport Area | 250 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 42 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 1221 RUBY ST |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33815-4461 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RB2 |
| Legal Description | KELLOGG & ARMSTRONGS 1ST ADD PB 7 PG 12 BLK A LOT 6 & E 25 FT OF 7 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 23 |
| Legal Subdivision | KELLOGG AND ARMSTRONG 1ST ADDITION |
| Legal Tract | 102000 |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10900 |
Source: Polk County records · APN 23-28-23-102000-001060
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6111 OAKVIEW DR, LAKELAND, FL 33811-1917 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2023 | ACCOMODATION, ACCOMMODATION |
| Sep 24, 2020 | Deed of Trust, Mortgage · Line of Credit PRIME MERIDIAN BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 23, 2008 · Amount on Record |
| Deed Sale | Dec 23, 2008 · Amount on Record |
| Deed Document Number | 2008213327 |
| Deed Book / Page | 7783 / 442 |
| Last Transfer Date | Jan 30, 2023 |
| Transfer Doc | 0000023961 |
| Record Updated | Sep 20, 2026 |
| Jurisdiction | POLK FL |
|---|---|
| Recording Date | Jan 31, 2023 |
| Property Address | 1221 RUBY ST, LAKELAND, FL 33815-4461 |
| Document Number | 0000023961 |
| Book / Page | 12567 / 1912 |
| Map Reference | MB 7 PG 12 |
| Instrument Date | Jan 30, 2023 |
| Instrument | 2023023961 |
| Record Updated | Feb 08, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 1675 VILLAGE CENTER DR APT 304, 304, LAKELAND, FL 33803-2895 |
| Name | Verified Name |
|---|---|
| Address | 6111 OAKVIEW DR, LAKELAND, FL 33811-1917 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1221 RUBY ST, LAKELAND, FL 33815-4461 |
| Document Number | 0113961941 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 6111 OAKVIEW DR LAKELAND FL 338111917, LAKELAND, FL 33811-1917 |
| Document Number | 0113961941 |
|---|---|
| Date | Oct 01, 2020 |
| Book Page | 011396/001941 |
| Instrument | 206045 |
| Name | PRIME MERIDIAN BK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32312 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,114.00 (+8.97%) | $96,985 (-42.54%) | $166,034 (-1.64%) Land $34,531 Building $131,503 |
| 2023 | $1,940.00 (+12.79%) | $168,798 (+18.82%) Land $33,992 Building $134,806 | $168,798 (+18.82%) Land $33,992 Building $134,806 |
| 2022 | $1,720.00 | $142,062 Land $17,805 Building $124,257 | $142,062 Land $17,805 Building $124,257 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tillman Global Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Frontier, T-Mobile USA, Verizon.
Based on FCC filings for 353 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LAKELAND serves 193,297 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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