1. Home
  2. Florida
  3. Polk County
  4. Lakeland
  5. Ruby St

1241 Ruby St, Lakeland, FL 33815 Property Records

Polk County property record for 1241 Ruby St, Lakeland, FL 33815 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,196 sqft Living Area
Lot Size11,539 sqft (0.265 acres)
OccupancyOwner Occupied
Last Sale$174,900 (2020)
Tax Bill$1,688.00 (2025)

Property Details

APN / Parcel Number

Primary APN23-28-23-102000-001100
Alternative APN
  • 32823000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,196 sqft Living Area
Gross Area1,416 sqft Gross Area
1st Floor1,196 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area11,539 sqft (0.265 acres)
Depth X Width144 ft x 80 ft Depth x Width
Garage TypeAttached Garage
Garage Area220 sqft Garage
Patio Area64 sqft Patio
Porch Area88 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling

Location & Zoning

Street Address1241 RUBY ST
CityLAKELAND
StateFL
Zip33815-4461
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKELLOGG & ARMSTRONGS 1ST ADD PB 7 PG 12 BLK A LOTS 10 LESS E 20 FT & 11
Legal Range23E
Legal Township28S
Legal Section23
Legal SubdivisionKELLOGG AND ARMSTRONG 1ST ADDITION
Legal Tract102000
Legal BlockA
Legal Lot Number10
JurisdictionPOLK FL
Minor Civil DivisionLAKELAND
Census Blockgroup2
Census Block2005
Census Tract10900

Owner

Source: Polk County records · APN 23-28-23-102000-001100

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1241 RUBY ST, LAKELAND, FL 33815-4461
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2020Warranty Deed, Transfer · Conventional Mortgage
HOUSING FIN AGCY
Oct 30, 2019Grant Deed, Transfer
RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC
Jan 29, 2019Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2020 · Amount on Record
Deed SaleAug 18, 2020 · Amount on Record
Prior SaleOct 30, 2019 · Amount on Record
Deed Doc Number2020167621
Deed Book / Page11338 / 1171
Record RefreshedSep 20, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 18, 2020
Property Address1241 RUBY ST, LAKELAND, FL 33815-4461
Document Number0113381171
Book / Page011338 / 001171
Instrument DateAug 11, 2020
Instrument167621
Transaction TypeTransfer
Record UpdatedSep 08, 2020
Title CompanyREAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,224.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1241 RUBY ST LAKELAND FL 338154461, LAKELAND, FL 33815-4461

Mortgage

Document Number113381184
DateAug 18, 2020
Book Page011338/001184
Instrument167623
Lender
NameHOUSING FIN AGCY
AddressTALLAHASSEE, FL 32301-1329
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 17, 2050

Mortgage

Document Number113381172,
DateAug 18, 2020
Book Page011338/001172
Instrument167622
Lender
NameGENEVA FIN'L
TypeFunding / Finance Company
AddressCHANDLER, AZ 85248
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 17, 2050

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateOct 30, 2019
Property Address1241 RUBY ST, LAKELAND, FL 33815-4461
Document Number0110230051
Book / Page011023 / 000051
Instrument DateOct 16, 2019
Instrument229874
Transaction TypeTransfer
Record UpdatedNov 15, 2019
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
Tax$146.30
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4100 SPIRIT LAKE RD #1 WINTER HAVEN FL 338805081, 1, WINTER HAVEN, FL 33880-5081

January 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionPOLK FL
Recording DateJan 29, 2019
Property Address1241 RUBY ST, LAKELAND, FL 33815-4461
Document Number0107351798
Book / Page010735 / 001798
Instrument DateJan 18, 2019
Instrument18711
Transaction TypeForeclosure
Record UpdatedFeb 11, 2019

Transaction

AmountAmount Recorded
Tax$18.20
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,688.00 (+7.11%) Homeowner's exemption$136,779 (+5.99%)$209,265 (-2.28%) Land $36,928 Building $172,337
2023$1,576.00 (+3.62%) Homeowner's exemption$129,052 (+3%)$214,137 (+19.23%) Land $36,351 Building $177,786
2022$1,521.00 Homeowner's exemption$125,293$179,596 Land $19,041 Building $160,555

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ruby St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures