Polk County property record for 1231 Ruby St, Lakeland, FL 33815 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,274 sqft · built 1940 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,000 (May 2024) |
| Tax Bill | $3,227 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit Feb 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-28-23-102000-001070 |
| Primary APN | 23-28-23-102000-001070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 1,274 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Shingles |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,803 sqft (0.248 acres) |
| Lot Dimensions | 144 ft deep x 75 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 210 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 126 sqft |
| Cooling System | None |
|---|
| Street Address | 1231 RUBY ST |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33815-4461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELLOGG & ARMSTRONGS 1ST ADD PB 7 PG 12 BLK A LOTS 7 W1/2 & 8 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 23 |
| Legal Subdivision | KELLOGG AND ARMSTRONG 1ST ADDITION |
| Legal Tract | 102000 |
| Legal Block | A |
| Legal Lot Number | 7 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10900 |
Source: Polk County records · APN 23-28-23-102000-001070
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1231 RUBY ST, LAKELAND, FL 33815-4461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Nov 10, 2017 | Deed of Trust, Mortgage · Line of Credit WAUCHULA ST BK |
| Feb 17, 2017 | Affidavit of Death, Transfer INTEGRITY FIRST TITLE |
| Feb 17, 2017 | Warranty Deed, Transfer INTEGRITY FIRST TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2024 · Amount on Record |
| Deed Sale | May 23, 2024 · Amount on Record |
| Prior Sale | Feb 17, 2017 · Amount on Record |
| Deed Document Number | 2024119579 |
| Deed Book / Page | 13126 / 1098 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1231 RUBY ST, LAKELAND, FL 33815-4461 |
| Document Number | 0103201159 |
| Book / Page | 010320 / 001159 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2017 |
| Title Company | EXECUTIVE TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9 DOOLITTLE DR WIMBERLEY TX 786762528, WIMBERLEY, TX 78676-2528 |
| Document Number | 0103201159 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 010320/001159 |
| Instrument | 223913 |
| Name | WAUCHULA ST BK |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 20, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 17, 2017 |
| Property Address | 1231 RUBY ST, LAKELAND, FL 33815-4461 |
| Document Number | 0100690959 |
| Book / Page | 010069 / 000959 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 32542 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2017 |
| Title Company | INTEGRITY FIRST TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 HEATHER ST LAKELAND FL 338153233, LAKELAND, FL 33815-3233 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 17, 2017 |
| Property Address | 1231 RUBY ST, LAKELAND, FL 33815-4461 |
| Document Number | 0100690960 |
| Book / Page | 010069 / 000960 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 32543 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2018 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $175.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1900 BANNER CT FLOWER MOUND TX 750284840, FLOWER MOUND, TX 75028-4840 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,227.00 (+72.38%) | $178,892 (+31.64%) Land $34,560 Building $144,332 | $178,892 (+31.64%) Land $34,560 Building $144,332 |
| 2023 | $1,872.00 (+13.87%) | $135,891 (+23.25%) Land $34,020 Building $101,871 | $135,891 (+23.25%) Land $34,020 Building $101,871 |
| 2022 | $1,644.00 | $110,260 Land $17,820 Building $92,440 | $110,260 Land $17,820 Building $92,440 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050109002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 664 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Frontier, Tillman Global Holdings, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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