1215 Ruby St, Lakeland, FL 33815 Property Records

Polk County property record for 1215 Ruby St, Lakeland, FL 33815 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1953
Square Footage	851 sqft Living Area
Lot Size	14,375 sqft (0.33 acres)
Occupancy	Owner Occupied
Last Sale	$180,000 (2025)
Tax Bill	$2,215.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`23-28-23-102000-001040`
Alternative APN	`32823000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	851 sqft Living Area
1st Floor	851 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	14,375 sqft (0.33 acres)
Depth X Width	144 ft x 100 ft Depth x Width
Garage Type	Detached Garage
Garage Area	312 sqft Garage
Porch Area	189 sqft Porch

Utilities and HVAC

Cooling System	None Cooling

Location & Zoning

Street Address	1215 RUBY ST
City	LAKELAND
State	FL
Zip	33815-4461
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KELLOGG & ARMSTRONG 1ST ADD PB 7 PG 12 BLK A LOTS 4 & 5
Legal Range	23E
Legal Township	28S
Legal Section	23
Legal Subdivision	KELLOGG AND ARMSTRONG 1ST ADDITION
Legal Tract	102000
Legal Block	A
Legal Lot Number	4,5
Jurisdiction	POLK FL
Minor Civil Division	LAKELAND
Census Blockgroup	2
Census Block	2005
Census Tract	10900

Owner

Source: Polk County records · APN 23-28-23-102000-001040

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1215 RUBY ST, LAKELAND, FL 33815-4461
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Married Man as his Sole and Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Apr 23, 2010 · Amount on Record
Deed Doc Number	2025292575
Deed Book / Page	13810 / 1534
Prior Transfer Date	Nov 08, 2005
Prior Transfer Doc	0000007377
Record Refreshed	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 15, 2025
Property Address	1215 RUBY ST, LAKELAND, FL 33815-4461
Document Number	0000292575
Book / Page	13810 / 1534
Map Reference	MB 7 PG 12
Instrument Date	Nov 14, 2025
Instrument	2025292575
Transaction Type	Transfer
Record Updated	Jan 01, 2026
Title Company	UNITED TTL GROUP OF LAKELAND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1921 FORD ST, GOLDEN, CO 80401-2419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 RUBY ST, LAKELAND, FL 33815-4461

Mortgage

Document Number	0000292576
Date	Dec 15, 2025
Book Page	13810/1536
Instrument	2025292576

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,215.00 (+10.2%)	$107,198 (-33.71%)	$160,375 (-0.82%) Land $45,997 Building $114,378
2023	$2,010.00 (+15.05%)	$161,708 (+25.31%) Land $45,278 Building $116,430	$161,708 (+25.31%) Land $45,278 Building $116,430
2022	$1,747.00	$129,045 Land $23,717 Building $105,328	$129,045 Land $23,717 Building $105,328

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.