123 Windrush Dr, Ridgeland, MS 39157 Property Records

Madison County property record for 123 Windrush Dr, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,951 sqft · built 1994
Owner	Individual Name on Record
Tax Bill	$5,737 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2019 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`071F-23D-001/17`

Property Details

APN / Parcel Number

Primary APN	`071F-23D-001/17`
Alternative APNs	`071F-23D-001/17.00` `5353`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,951 sqft Adjusted Area
1st Floor Area	2,606 sqft
2nd Floor Area	2,342 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Pool Area	1,320 sqft
Patio Area	374 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	5353
Old Parcel Number	071F-23D-001/17.00
Street Address	123 WINDRUSH DR
City	RIDGELAND
State	MS
Zip	39157-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 WINDRUSH C@70
Legal Range	01E
Legal Township	07N
Legal Section	23
Legal Subdivision	WINDRUSH
Legal Lot Number	15
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2011
Census Tract	30205

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 WINDRUSH DR, RIDGELAND, MS 39157-9787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Line of Credit FIRST COMMERCIAL BANK
Jul 12, 2019	Loan Modification, Mortgage FIRST COM'L BK
Feb 12, 2019	Deed of Trust, Mortgage · Line of Credit FIRST COM'L BK
Jun 26, 2017	Loan Modification, Mortgage FIRST COM'L BK
Jun 26, 2017	Loan Modification, Mortgage FIRST COM'L BK
Jun 24, 2017	Loan Modification, Mortgage FIRST COM'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2015
Deed Sale	Jul 17, 2015
Prior Sale	Jul 11, 2007
Deed Document Number	0003231512
Deed Book / Page	3231 / 512
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	123 WINDRUSH DR, RIDGELAND, MS 39157-9787
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 WINDRUSH DR, RIDGELAND, MS 39157-9787

Mortgage

Document Number	004426/286
Date	Apr 3, 2024
Book Page	4426/286
Instrument	1001828

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank
Address	JACKSON, MS 39211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON MS
Property Address	123 WINDRUSH DR, RIDGELAND, MS 39157-9787
Document Number	0000869430
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 WINDRUSH DR RIDGELAND MS 391579787, RIDGELAND, MS 39157-9787

Mortgage

Document Number	0000869430
Date	Aug 2, 2019
Book Page	003749/000978
Instrument	869430

Lender

Name	FIRST COM'L BK
Type	Bank
Address	JACKSON, MS 39211

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 1, 2024

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	123 WINDRUSH DR, RIDGELAND, MS 39157-9787
Document Number	0000858837
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 WINDRUSH DR RIDGELAND MS 391579787, RIDGELAND, MS 39157-9787

Mortgage

Document Number	0000858837
Date	Feb 21, 2019
Book Page	003693/000213
Instrument	858837

Lender

Name	FIRST COM'L BK
Type	Bank
Address	JACKSON, MS 39211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 20, 2024

Interest

Rate Type	Adjustable Rate

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON MS
Property Address	123 WINDRUSH DR, RIDGELAND, MS 39157-9787
Document Number	0000816571
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 WINDRUSH DR RIDGELAND MS 391579787, RIDGELAND, MS 39157-9787

Mortgage

Document Number	0000816571
Date	Jul 19, 2017
Book Page	003500/000878
Instrument	816571

Lender

Name	FIRST COM'L BK
Type	Bank
Address	JACKSON, MS 39211

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jul 18, 2019

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON MS
Property Address	123 WINDRUSH DR, RIDGELAND, MS 39157-9787
Document Number	0000818701
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 WINDRUSH DR RIDGELAND MS 391579787, RIDGELAND, MS 39157-9787

Mortgage

Document Number	0000818701
Date	Aug 16, 2017
Book Page	003512/000493
Instrument	818701

Lender

Name	FIRST COM'L BK
Type	Bank
Address	JACKSON, MS 39211

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Aug 15, 2019

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON MS
Property Address	123 WINDRUSH DR, RIDGELAND, MS 39157-9787
Document Number	0000820105
Instrument Date	Jun 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 WINDRUSH DR RIDGELAND MS 391579787, RIDGELAND, MS 39157-9787

Mortgage

Document Number	0000820105
Date	Sep 5, 2017
Book Page	003518/000884
Instrument	820105

Lender

Name	FIRST COM'L BK
Type	Bank
Address	JACKSON, MS 39211

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Sep 4, 2019

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,737.00 Homeowner's exemption	$56,026 (-)	$560,260 (-) Land $85,500 Building $474,760
2024	$5,737.00
2023	$5,737.00 Homeowner's exemption	$56,026	$560,260 Land $85,500 Building $474,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: NETSPEEDMS, T-Mobile, Verizon.

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