108 Windrush Dr, Ridgeland, MS 39157 Property Records

Madison County property record for 108 Windrush Dr, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 3,860 sqft · built 1991
Lot Size	0.586 acres (25,551 sqft)
Owner	Individual Name on Record
Last Sale	$482,185 (Mar 2025)
Tax Bill	$4,029 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071F-23D-001/37`

Property Details

APN / Parcel Number

Primary APN	`071F-23D-001/37`
Alternative APNs	`071F-23D-001/37.00` `5373`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,860 sqft Adjusted Area
Gross Area	2,352 sqft
1st Floor Area	2,352 sqft
2nd Floor Area	941 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Roof Type	Hip
Roof Material	Asphalt
Lot Area	25,551 sqft (0.586 acres)
Pool Area	684 sqft
Patio Area	999 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	5373
Street Address	108 WINDRUSH DR
City	RIDGELAND
State	MS
Zip	39157-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 WINDRUSH C@70
Legal Range	01E
Legal Township	07N
Legal Section	23
Legal Subdivision	WINDRUSH
Legal Lot Number	35
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2011
Census Tract	30205

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 WINDRUSH DR, RIDGELAND, MS 39157-9782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Balloon Mortgage CONCORDIA BANK & TRUST CO
Apr 13, 2018	Deed of Trust, Mortgage CONCORDIA BK&TR
Mar 16, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CONCORDIA BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2025 · Amount on Record
Deed Sale	Mar 5, 2025 · Amount on Record
Prior Sale	Mar 16, 2017 · Amount on Record
Deed Document Number	20251022970
Deed Book / Page	4530 / 790
Prior Transfer Date	Apr 17, 2006
Prior Transfer Doc	0020480922
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	108 WINDRUSH DR, RIDGELAND, MS 39157-9782
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WINDRUSH DR, RIDGELAND, MS 39157-9782

Mortgage

Document Number	4098/685
Date	Sep 9, 2021
Book Page	4098/685
Instrument	935981

Lender

Name	CONCORDIA BANK & TRUST CO
Type	Bank
Address	VIDALIA, LA 71373

Agreement

Type	Balloon Mortgage

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	108 WINDRUSH DR, RIDGELAND, MS 39157-9782
Document Number	0000837315
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 WINDRUSH DR RIDGELAND MS 391579782, RIDGELAND, MS 39157-9782

Mortgage

Document Number	0000837315
Date	Apr 19, 2018
Book Page	003591/000666
Instrument	837315

Lender

Name	CONCORDIA BK&TR
Type	Bank
Address	VIDALIA, LA 71373-0518

Agreement

Amount	Amount Recorded

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON MS
Recording Date	Mar 16, 2017
Property Address	108 WINDRUSH DR, RIDGELAND, MS 39157-9782
Book / Page	003455 / 000952
Instrument Date	Mar 10, 2017
Instrument	808406
Transaction Type	Construction Loan
Record Updated	Jun 29, 2017
Title Company	ADVANTAGE CLOSING AND ESCROW, ADVANTAGE CLOSING & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WINDRUSH DR RIDGELAND MS 391579782, RIDGELAND, MS 39157-9782

Mortgage

Document Number	0000808406
Date	Mar 16, 2017
Book Page	003455/000952
Instrument	808406

Lender

Name	CONCORDIA BK&TR
Type	Bank
Address	VIDALIA, LA 71373

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 15, 2018

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,029.00 Homeowner's exemption	$48,794 (-)	$487,940 (-) Land $85,500 Building $402,440
2024	$4,029.00
2023	$4,029.00 Homeowner's exemption	$48,794	$487,940 Land $85,500 Building $402,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: NETSPEEDMS, T-Mobile, Verizon.

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