106 Windrush Dr, Ridgeland, MS 39157 Property Records

Madison County property record for 106 Windrush Dr, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 4,583 sqft · built 1992
Lot Size	0.684 acres (29,803 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jul 2018)
Tax Bill	$5,081 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071F-23D-001/38`

Property Details

APN / Parcel Number

Primary APN	`071F-23D-001/38`
Alternative APNs	`071F-23D-001/38.00` `5374`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,583 sqft Adjusted Area
Gross Area	3,814 sqft
1st Floor Area	3,814 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	29,803 sqft (0.684 acres)
Pool Area	648 sqft
Patio Area	496 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	5374
Street Address	106 WINDRUSH DR
City	RIDGELAND
State	MS
Zip	39157-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 WINDRUSH
Legal Range	01E
Legal Township	07N
Legal Section	23
Legal Subdivision	WINDRUSH
Legal Lot Number	36
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2011
Census Tract	30205

Owner

Source: Madison County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 WINDRUSH DR, RIDGELAND, MS 39157-9782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jul 31, 2018	Warranty Deed, Transfer PRIME LNDG
Feb 1, 2017	Loan Modification, Mortgage TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	2018844234
Deed Book / Page	3630 / 199
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	106 WINDRUSH DR, RIDGELAND, MS 39157-9782
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 WINDRUSH DR, RIDGELAND, MS 39157-9782

Mortgage

Document Number	004617/453
Date	Nov 12, 2025
Book Page	4617/453
Instrument	1038467

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jul 31, 2018
Property Address	106 WINDRUSH DR, RIDGELAND, MS 39157-9782
Document Number	0000844234
Book / Page	003630 / 000199
Instrument Date	Jul 30, 2018
Instrument	844234
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ADVANTAGE CLOSING AND ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 WINDRUSH DR RIDGELAND MS 391579782, RIDGELAND, MS 39157-9782

Mortgage

Document Number	844235
Date	Jul 31, 2018
Book Page	003060/000202
Instrument	844235

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON MS
Property Address	106 WINDRUSH DR, RIDGELAND, MS 39157-9782
Document Number	0000811988
Book / Page	003475 / 000450
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 WINDRUSH DR RIDGELAND MS 391579782, RIDGELAND, MS 39157-9782

Mortgage

Document Number	0000811988
Date	May 5, 2017
Book Page	003475/000450
Instrument	811988

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Term	120 Months
Due	May 4, 2027

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,081.00 (-9.09%) Homeowner's exemption	$54,654 (-)	$546,540 (-) Land $85,500 Building $461,040
2024	$5,589.00
2023	$5,589.00 Homeowner's exemption	$54,654	$546,540 Land $85,500 Building $461,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: NETSPEEDMS, T-Mobile, Verizon.

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