120 Windrush Dr, Ridgeland, MS 39157 Property Records

Madison County property record for 120 Windrush Dr, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 4,682 sqft · built 1992
Lot Size	0.505 acres (22,012 sqft)
Owner	Trust Name on File
Last Sale	$345,200 (Dec 2017)
Tax Bill	$3,422 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071F-23D-001/35`

Property Details

APN / Parcel Number

Primary APN	`071F-23D-001/35`
Alternative APNs	`071F-23D-001/35.00` `5371`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,682 sqft Adjusted Area
Gross Area	2,369 sqft
1st Floor Area	2,369 sqft
2nd Floor Area	2,369 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,012 sqft (0.505 acres)
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	5371
Street Address	120 WINDRUSH DR
City	RIDGELAND
State	MS
Zip	39157-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 WINDRUSH C@70
Legal Range	01E
Legal Township	07N
Legal Section	23
Legal Subdivision	WINDRUSH
Legal Lot Number	33
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2011
Census Tract	30205

Owner

120 Windrush Dr is owner-occupied and held in a trust since December 2017.

Source: Madison County records, as of December 2, 2025

Owner of Record	Trust Name on File
Mailing Address	986 MADISON AVE, MADISON, MS 39110-9452
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG
Mar 16, 2018	Deed of Trust, Mortgage BANKPLUS
Dec 14, 2017	Warranty Deed, Construction Loan · Construction Mortgage BANKPLUS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2017 · Amount on File
Deed Sale	Dec 14, 2017 · Amount on File
Deed Document Number	2017829906
Deed Book / Page	3553 / 598
Prior Transfer Date	Jul 19, 2012
Prior Transfer Doc	2815/900
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	120 WINDRUSH DR, RIDGELAND, MS 39157-9782
Document Number	0000899272
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	120 WINDRUSH DR RIDGELAND MS 391579782, RIDGELAND, MS 39157-9782

Mortgage

Document Number	0000899272
Date	Aug 17, 2020
Book Page	003898/000920
Instrument	899272

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	300 Months
Due	Aug 16, 2045

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	120 WINDRUSH DR, RIDGELAND, MS 39157-9782
Document Number	0000835872
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	BENCHMARK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	986 MADISON AVE MADISON MS 391109452, MADISON, MS 39110-9452

Mortgage

Document Number	0000835872
Date	Mar 26, 2018
Book Page	003583/000800
Instrument	835872

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2048

December 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Dec 14, 2017
Property Address	120 WINDRUSH DR, RIDGELAND, MS 39157-9782
Document Number	0000829906
Book / Page	003553 / 000598
Instrument Date	Dec 1, 2017
Instrument	829906
Transaction Type	Construction Loan
Record Updated	Aug 29, 2018
Title Company	BENCHMARK TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	986 MADISON AVE MADISON MS 391109452, MADISON, MS 39110-9452

Mortgage

Document Number	829907
Date	Dec 14, 2017
Book Page	003553/000601
Instrument	829907

Lender

Name	BANKPLUS
Type	Bank
Address	MADISON, MO 39110

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 13, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 120 Windrush Dr was $3,422 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,422.00 Homeowner's exemption	$34,543	$345,430 Land $85,500 Building $259,930
2024	$3,422.00
2023	$3,422.00 Homeowner's exemption	$34,543	$345,430 Land $85,500 Building $259,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Windrush Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Windrush Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: NETSPEEDMS, T-Mobile, Verizon.

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