121 Windrush Dr, Ridgeland, MS 39157 Property Records

Madison County property record for 121 Windrush Dr, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 5,655 sqft · built 1992
Lot Size	0.551 acres (24,043 sqft)
Owner	Individual Name on Record
Tax Bill	$6,146 (2025)
Deeds & Mortgages	Nov 2022 Sale Dec 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`071F-23D-001/16`

Property Details

APN / Parcel Number

Primary APN	`071F-23D-001/16`
Alternative APNs	`071F-23D-001/16.00` `5352`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,655 sqft Adjusted Area
Gross Area	2,798 sqft
1st Floor Area	2,798 sqft
2nd Floor Area	2,798 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Roof Type	Hip
Roof Material	Asphalt
Lot Area	24,043 sqft (0.551 acres)
Patio Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	5352
Street Address	121 WINDRUSH DR
City	RIDGELAND
State	MS
Zip	39157-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 WINDRUSH
Legal Range	01E
Legal Township	07N
Legal Section	23
Legal Subdivision	WINDRUSH
Legal Lot Number	14
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2011
Census Tract	30205

Owner

Source: Madison County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 WINDRUSH DR, RIDGELAND, MS 39157-9787
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Warranty Deed, Transfer
Dec 17, 2020	Warranty Deed, Transfer RENASANT BK
Jun 30, 2020	Deed of Trust, Mortgage · Line of Credit FIRST COM'L BK
Oct 29, 2018	Deed of Trust, Mortgage BANKPLUS
May 22, 2018	Warranty Deed, Transfer BANK PLUS
Apr 18, 2017	Loan Modification, Mortgage TRUSTMARK NAT'L BK
Dec 14, 2016	Loan Modification, Mortgage TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2022
Deed Sale	Nov 21, 2022
Prior Sale	Dec 17, 2020 · Amount on Record
Deed Document Number	2022972536
Deed Book / Page	4279 / 607
Prior Transfer Date	Jan 10, 2006
Prior Transfer Doc	0020090777
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Nov 21, 2022
Property Address	121 WINDRUSH DR, RIDGELAND, MS 39157-9787
Document Number	004279/607
Book / Page	4279 / 607
Map Reference	CAB C SL 70
Instrument Date	Nov 18, 2022
Instrument	972536
Transaction Type	Transfer
Record Updated	Dec 13, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 WINDRUSH DR, RIDGELAND, MS 39157-9787

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	121 WINDRUSH DR, RIDGELAND, MS 39157-9787

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Dec 17, 2020
Property Address	121 WINDRUSH DR, RIDGELAND, MS 39157-9787
Document Number	0000913400
Book / Page	003961 / 000099
Instrument Date	Dec 15, 2020
Instrument	913400
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	121 WINDRUSH DR RIDGELAND MS 391579787, RIDGELAND, MS 39157-9787

Mortgage

Document Number	913401
Date	Dec 17, 2020
Book Page	003961/000101
Instrument	913401

Lender

Name	RENASANT BK
Type	Bank
Address	TUPELO, MS 38802

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	121 WINDRUSH DR, RIDGELAND, MS 39157-9787
Document Number	0000895818
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 WINDRUSH DR RIDGELAND MS 391579787, RIDGELAND, MS 39157-9787

Mortgage

Document Number	0000895818
Date	Jul 10, 2020
Book Page	003879/000949
Instrument	895818

Lender

Name	FIRST COM'L BK
Type	Bank
Address	JACKSON, MS 39211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 9, 2025

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	121 WINDRUSH DR, RIDGELAND, MS 39157-9787
Document Number	0000854483
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 WINDRUSH DR RIDGELAND MS 391579787, RIDGELAND, MS 39157-9787

Mortgage

Document Number	0000854483
Date	Nov 28, 2018
Book Page	003669/000948
Instrument	854483

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Nov 27, 2025

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	May 22, 2018
Property Address	121 WINDRUSH DR, RIDGELAND, MS 39157-9787
Document Number	0000839287
Book / Page	003603 / 000116
Instrument Date	May 17, 2018
Instrument	839287
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	121 WINDRUSH DR RIDGELAND MS 391579787, RIDGELAND, MS 39157-9787

Mortgage

Document Number	839288
Date	May 22, 2018
Book Page	003603/000118
Instrument	839288

Lender

Name	BANK PLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2048

Mortgage

Document Number	839289,
Date	May 22, 2018
Book Page	003603/000132
Instrument	839289

Lender

Name	BANK PLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount Recorded
Term	84 Months
Due	May 21, 2025

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON MS
Property Address	121 WINDRUSH DR, RIDGELAND, MS 39157-9787
Document Number	0000812533
Book / Page	003478 / 000383
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	121 WINDRUSH DR RIDGELAND MS 391579787, RIDGELAND, MS 39157-9787

Mortgage

Document Number	0000812533
Date	May 15, 2017
Book Page	003478/000383
Instrument	812533

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39205-0291

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 14, 2027

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON MS
Property Address	121 WINDRUSH DR, RIDGELAND, MS 39157-9787
Document Number	0000804792
Book / Page	003438 / 000139
Instrument Date	Dec 14, 2016
Transaction Type	Mortgage
Record Updated	Mar 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	121 WINDRUSH DR RIDGELAND MS 391579787, RIDGELAND, MS 39157-9787

Mortgage

Document Number	0000804792
Date	Jan 27, 2017
Book Page	003438/000139
Instrument	804792

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39205-0291

Agreement

Term	120 Months
Due	Jan 26, 2027

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,146.00 Homeowner's exemption	$59,819 (-33.33%)	$598,190 (-) Land $85,500 Building $512,690
2024	$6,146.00 (-36.44%)
2023	$9,669.00	$89,729	$598,190 Land $85,500 Building $512,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: NETSPEEDMS, T-Mobile, Verizon.

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