Genesee County property record for 12288 Ray Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,552 sqft · built 1948 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Mar 2026) |
| Tax Bill | $2,548 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Mar 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-31-300-005 |
| Primary APN | 10-31-300-005 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| 1st Floor Area | 1,396 sqft |
| Basement Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 1,240 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12288 RAY RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-8915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | E 5 A OF S 1/2 OF S 1/2 OF SW FR 1/4 SEC 31 T6N R5E 5.00 A |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 31 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 12801 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12288 RAY RD, GAINES, MI 48436-8915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2026 | Warranty Deed, Transfer BELL TITLE AGENCY |
| Mar 11, 2026 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2026 · Amount on Record |
| Deed Sale | Mar 5, 2026 · Amount on Record |
| Prior Sale | Apr 25, 2014 · Amount on Record |
| Deed Document Number | 20266557 |
| Prior Transfer Date | Dec 17, 2025 |
| Prior Transfer Doc | 0000007499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Mar 5, 2026 |
| Property Address | 12288 RAY RD, GAINES, MI 48436-8915 |
| Document Number | 0000006557 |
| Instrument Date | Feb 21, 2026 |
| Instrument | 202603050006557 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | BELL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12288 RAY RD, GAINES, MI 48436-8915 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Mar 11, 2026 |
| Property Address | 12288 RAY RD, GAINES, MI 48436-8915 |
| Document Number | 0000007499 |
| Instrument Date | Dec 17, 2025 |
| Instrument | 202603110007499 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15086 MCCASLIN LAKE RD, LINDEN, MI 48451-9641 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,500 (+6.76%) Land $28,500 Building $71,000 | $199,000 (+6.76%) Land $57,000 Building $142,000 | |
| 2025 | $2,548.00 (+2.29%) Homeowner's exemption | $93,200 (+34.1%) | $186,400 (+34.1%) |
| 2024 | $2,491.00 (+77.17%) | ||
| 2023 | $69,500 | $139,000 | |
| 2019 | $1,406.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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