12266 Ray Rd, Gaines, MI 48436 Property Records

Genesee County property record for 12266 Ray Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,477 sqft · built 1953
Lot Size	0.929 acres (40,467 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Dec 2000)
Tax Bill	$1,498 (2025)
Flood Zone	Zone X (minimal risk)
APN	`10-31-577-156`

Property Details

APN / Parcel Number

Primary APN	`10-31-577-156`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,477 sqft Living Area
1st Floor Area	1,477 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Foundation Type	Raised
Lot Area	40,467 sqft (0.929 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12266 RAY RD
City	GAINES
State	MI
Zip	48436-8915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF OUTLOT 4 BEG AT SE COR OF SAID OUTLOT TH N 34 DEG E 138 FT TH N 56 DEG W 302 FT TH S 1 DEG 17 MIN W 283.29 FT TH E
Legal Lot Number	4
Jurisdiction	GENESEE MI
Township / Civil Division	GAINES
Census Block Group	2
Census Block	2025
Census Tract	12801

Owner

12266 Ray Rd is owned and occupied by an individual who bought it in December 2000.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	12266 RAY RD, GAINES, MI 48436-8915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2000 · Amount on File
Deed Sale	Dec 13, 2000 · Amount on File
Deed Document Number	2000212779
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 12266 Ray Rd was $1,498 with a homeowner's exemption, up 2% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Gaines Township
Municipality	Gaines Village
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,500 (+7.6%) Land $16,300 Building $67,200	$167,000 (+7.6%) Land $32,600 Building $134,400
2025	$1,498.00 (+2.04%) Homeowner's exemption	$77,600	$155,200
2024	$1,468.00
2023		$75,600	$151,200
2019	$1,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12266 Ray Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2017)
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12266 Ray Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20