Genesee County property record for 12145 Ray Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $410 (2025) |
| Deeds & Mortgages | Jan 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-06-200-004 |
| Primary APN | 01-06-200-004 |
|---|
| Lot Area | 217,800 sqft (5 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12145 RAY RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-8920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | A PARCEL OF LAND BEG AT INTERSECTION OF S LINE OF RAY RD & E LINE OF W 1/2 OF NE 1/4 TH W 400 FT TH S 544.5 FT TH E 400 FT TH |
| Legal Range | 05E |
| Legal Township | 05N |
| Legal Section | 06 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | ARGENTINE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 13001 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 700 E COLUMBIA DR, DURAND, MI 48429-1308 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 14, 2022 |
| Transfer Doc | 0000000345 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jan 4, 2023 |
| Property Address | 12145 RAY RD, GAINES, MI 48436-8920 |
| Document Number | 0000000345 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 202301040000345 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 228 N WALNUT ST, LANSING, MI 48933-1122 |
| Name | Verified Name |
|---|---|
| Address | 700 E COLUMBIA DR, DURAND, MI 48429-1308 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Argentine Township |
| Unified School District | Byron Area Schools (KG - 12) |
| Year | Tax Bill |
|---|---|
| 2025 | $410.00 (+28.53%) |
| 2024 | $319.00 |
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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