Genesee County property record for 12049 Ray Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,165 sqft · built 1900 |
| Lot Size | 8.21 acres (357,628 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,477 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-06-200-007 |
| Primary APN | 01-06-200-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,165 sqft Living Area |
| 1st Floor Area | 1,237 sqft |
| Basement Area | 1,237 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 357,628 sqft (8.21 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12049 RAY RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-8910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | N 493 FT OF E 725.75 FT OF NE 1/4 SEC 6 T5N R5E 8.21 A (89) MATTHEW GAST FILED |
| Legal Range | 05E |
| Legal Township | 05N |
| Legal Section | 06 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | ARGENTINE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 13001 |
12049 Ray Rd is owned and occupied by an individual who acquired it in March 2026.
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12049 RAY RD, GAINES, MI 48436-8910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 9, 2026 |
| Transfer Doc | 0000038036 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jun 18, 2026 |
| Property Address | 12049 RAY RD, GAINES, MI 48436-8910 |
| Document Number | 0000038036 |
| Instrument Date | Mar 9, 2026 |
| Instrument | 202638036 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 12049 RAY RD, GAINES, MI 48436-8910 |
The 2025 property tax bill for 12049 Ray Rd was $2,477 with a homeowner's exemption, up 4.6% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Argentine Township |
| Unified School District | Byron Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,000 (+12.1%) Land $22,200 Building $178,800 | $402,000 (+12.1%) Land $44,400 Building $357,600 | |
| 2025 | $2,477.00 (+4.65%) Homeowner's exemption | $179,300 | $358,600 |
| 2024 | $2,367.00 | ||
| 2023 | $158,600 | $317,200 | |
| 2019 | $1,519.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12049 Ray Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12049 Ray Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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