12274 Windermere Rd, Phelan, CA 92371 Property Records

San Bernardino County property record for 12274 Windermere Rd, Phelan, CA 92371

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,566 sqft · built 1990
Lot Size	2.06 acres (90,169 sqft)
Owner	2 Individual Names on File
Last Sale	$289,000 (Jan 2019)
Tax Bill	$3,978 (2025)
Deeds & Mortgages	May 2019 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`3097-311-11-0000`

Property Details

APN / Parcel Number

Primary APN	`3097-311-11-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
Gross Area	2,070 sqft
1st Floor Area	1,566 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	90,169 sqft
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	12274 WINDERMERE RD
City	PHELAN
State	CA
Zip	92371-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PHRL
Legal Description	PARCEL MAP 9720 N 1/2 E 1/2 PARCEL 1
Legal Block	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2055
Census Tract	9122

Owner

12274 Windermere Rd is owned and occupied by two individuals who bought it in January 2019.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12274 WINDERMERE RD, PHELAN, CA 92371-4509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2019	Deed of Trust, Mortgage · FHA Mortgage SOUTHWEST STAGE FUNDING LLC
Jan 2, 2019	Grant Deed, Transfer · FHA Mortgage SOUTHWEST STAGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2019 · Amount on File
Deed Sale	Jan 2, 2019 · Amount on File
Prior Sale	Nov 17, 1995
Deed Document Number	20191346
Prior Transfer Date	Jul 31, 2006
Prior Transfer Doc	0000529051
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12274 WINDERMERE RD, PHELAN, CA 92371-4525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	USA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147717
Date	May 8, 2019
Instrument	2019-0147717

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 2, 2019
Property Address	12274 WINDERMERE RD, PHELAN, CA 92371-4525
Document Number	0000001346
Instrument Date	Nov 29, 2018
Instrument	2019-0001346
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12274 WINDERMERE RD, PHELAN, CA 92371-4525

Mortgage

Document Number	0000001347
Date	Jan 2, 2019
Instrument	2019-0001347

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12274 Windermere Rd was $3,978.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Snowline Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$328,832 (+2%) Land $65,766 Building $263,066
2025	$3,978.00	$322,384 Land $64,476 Building $257,908
2023	$3,680.00 (+2.36%)	$309,866 Land $61,973 Building $247,893
2022	$3,595.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12274 Windermere Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12274 Windermere Rd is moderate, ranking above 63% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHELAN PINON HILLS CSD serves 24,509 people · EPA ID CA3610120
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windermere Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures