San Bernardino County property record for 12238 Windermere Rd, Phelan, CA 92371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,539 sqft · built 1991 |
| Lot Size | 2.28 acres (99,752 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Oct 2025) |
| Tax Bill | $5,548 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 3097-311-13-0000 |
| Primary APN | 3097-311-13-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,539 sqft Living Area |
| Gross Area | 2,043 sqft |
| 1st Floor Area | 1,539 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 99,752 sqft |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 126 sqft |
| Patio Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 12238 WINDERMERE RD |
|---|---|
| City | PHELAN |
| State | CA |
| Zip | 92371-4525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PHRL |
| Legal Description | PARCEL MAP 9720 S 1/2 E 1/2 PARCEL 1 |
| Legal Subdivision | PARCEL MAP 9720 |
| Legal Block | 2 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 9122 |
12238 Windermere Rd is owned and occupied by two individuals who bought it in October 2025.
Source: San Bernardino County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12238 WINDERMERE RD, PHELAN, CA 92371-4525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 7, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 10, 2025 | Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU |
| Oct 23, 2023 | Intrafamily Transfer, Transfer |
| Sep 1, 2017 | Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on File |
| Deed Sale | Oct 10, 2025 · Amount on File |
| Prior Sale | Sep 23, 1998 · Amount on File |
| Deed Document Number | 2025246351 |
| Prior Transfer Date | Dec 7, 2024 |
| Prior Transfer Doc | 0000016460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 12238 WINDERMERE RD, PHELAN, CA 92371-4525 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | TICOR TITLE RIVERSIDE |
| Name | Verified Name |
|---|---|
| Address | 12238 WINDERMERE RD, PHELAN, CA 92371-4525 |
| Document Number | 0000186254 |
|---|---|
| Date | Aug 7, 2024 |
| Instrument | 2024-0186254 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Oct 10, 2025 |
| Property Address | 12238 WINDERMERE RD, PHELAN, CA 92371-4525 |
| Document Number | 0000246351 |
| Map Reference | MB 104 PG 7&8 |
| Instrument Date | Sep 5, 2025 |
| Instrument | 2025-0246351 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12238 WINDERMERE RD, PHELAN, CA 92371-4525 |
| Document Number | 0000246352 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2025-0246352 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Oct 23, 2023 |
| Property Address | 12238 WINDERMERE RD, PHELAN, CA 92371-4525 |
| Document Number | 0000260768 |
| Map Reference | MB 104 PG 7&8 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 2023-0260768 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15555 JASMINE ST, VICTORVILLE, CA 92395-9210 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Sep 1, 2017 |
| Property Address | 12238 WINDERMERE RD, PHELAN, CA 92371-4525 |
| Document Number | 0000360668 |
| Map Reference | PM9720 MB104 PG7&8 |
| Instrument Date | Aug 26, 2017 |
| Instrument | 2017-0360668 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12238 WINDERMERE RD, PHELAN, CA 92371-4525 |
| Document Number | 0000360669 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 2017-0360669 |
| Name | LIBERTY HOME EQUITY SOLUTIONS INC |
|---|---|
| Type | Lending Institution |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 885 Months |
| Due | Jun 12, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.47% |
| Type Change Date | Sep 1, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
The 2025 property tax bill for 12238 Windermere Rd was $5,548.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Snowline Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $415,000 (-9.59%) Land $83,000 Building $332,000 | |
| 2025 | $5,548.00 | $459,000 Land $91,800 Building $367,200 |
| 2023 | $1,733.00 (+2.36%) | $134,111 Land $18,085 Building $116,026 |
| 2022 | $1,693.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12238 Windermere Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12238 Windermere Rd is moderate, ranking above 63% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHELAN PINON HILLS CSD serves 24,509 people · EPA ID CA3610120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Race Communications Fiber | 1,000 / 1,000 |
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