10436 Windermere Rd, Phelan, CA 92371 Property Records

San Bernardino County property record for 10436 Windermere Rd, Phelan, CA 92371

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,269 sqft · built 1992
Lot Size	2.26 acres (98,881 sqft)
Owner	2 Individual Names on File
Last Sale	$204,000 (May 2017)
Tax Bill	$2,994 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Feb 2020 Loan Modification + 2 more
Flood Zone	Zone D (undetermined)
APN	`3065-131-28-0000`

Property Details

APN / Parcel Number

Primary APN	`3065-131-28-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,269 sqft Living Area
Gross Area	1,689 sqft
1st Floor Area	1,269 sqft
Family Room	Family Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	98,881 sqft
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	10436 WINDERMERE RD
City	PHELAN
State	CA
Zip	92371-4502
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	PHRL
Legal Description	PARCEL MAP 12645 PARCEL 2 BOOK 157 PAGE 90
Legal Subdivision	PARCEL MAP 12645
Legal Block	4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	4
Census Block	4003
Census Tract	9109

Owner

10436 Windermere Rd, a mobile home, is owned and occupied by two individuals who bought it in May 2017.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10436 WINDERMERE RD, PHELAN, CA 92371-4502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Feb 1, 2020	Loan Modification, Mortgage · FHA Mortgage US BK
Feb 1, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 30, 2017	Grant Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2017 · Amount on File
Deed Sale	May 30, 2017 · Amount on File
Prior Sale	Jun 16, 2008 · Amount on File
Deed Document Number	2017220268
Prior Transfer Date	Feb 1, 2008
Prior Transfer Doc	0000054082
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10436 WINDERMERE RD, PHELAN, CA 92371-4502
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10436 WINDERMERE RD, PHELAN, CA 92371-4502

Mortgage

Document Number	0000076842
Date	Apr 5, 2024
Instrument	2024-0076842

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	310 Months
Due	Feb 1, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	10436 WINDERMERE RD, PHELAN, CA 92371-4502
Document Number	0000053218
Instrument Date	Feb 1, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10436 WINDERMERE RD PHELAN CA 923714502, PHELAN, CA 92371-4502

Mortgage

Document Number	0000053218
Date	Feb 13, 2020
Instrument	53218

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2050

Interest

Rate	3.75%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10436 WINDERMERE RD, PHELAN, CA 92371-4502
Document Number	0000090333
Instrument Date	Feb 1, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10436 WINDERMERE RD PHELAN CA 923714502, PHELAN, CA 92371-4502

Mortgage

Document Number	0000090333
Date	Mar 13, 2020
Instrument	90333

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 30, 2017
Property Address	10436 WINDERMERE RD, PHELAN, CA 92371-4502
Document Number	0000220268
Map Reference	PM12645 MB157PG90&91
Instrument Date	Apr 12, 2017
Instrument	2017-0220268
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10436 WINDERMERE RD, PHELAN, CA 92371-4502

Mortgage

Document Number	0000220269
Date	May 30, 2017
Instrument	2017-0220269

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10436 Windermere Rd was $2,994.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Snowline Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$241,494 (+2%) Land $48,298 Building $193,196
2025	$2,994.00	$236,759 Land $47,351 Building $189,408
2023	$2,773.00 (+2.36%)	$227,566 Land $45,513 Building $182,053
2022	$2,709.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10436 Windermere Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10436 Windermere Rd is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHELAN PINON HILLS CSD serves 24,509 people · EPA ID CA3610120
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000

May also be available: Verizon.

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