Pasco County property record for 12231 Saddle Strap Row, Hudson, FL 34667
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,876 sqft · built 1972 |
| Lot Size | 0.07 acres (3,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,000 (Dec 2017) |
| Tax Bill | $2,731 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-25-16-051B-00000-1510 |
| Primary APN | 03-25-16-051B-00000-1510 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,876 sqft Living Area |
| Gross Area | 2,428 sqft |
| 1st Floor Area | 1,176 sqft |
| Upper Floors Area | 700 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 3,040 sqft (0.07 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 300 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Unfinished Open Porch |
| Porch Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12231 SADDLE STRAP ROW |
|---|---|
| City | HUDSON |
| State | FL |
| Zip | 34667-2448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BEACON WOODS VILLAGE UNIT 2 PB 11 PG 32 LOT 151 |
| Legal Range | 16E |
| Legal Township | 25S |
| Legal Section | 03 |
| Legal Subdivision | BEACON WOODS |
| Legal Tract | 51B |
| Legal Lot Number | 151 |
| Legal Unit | 2 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 31104 |
Source: Pasco County records · APN 03-25-16-051B-00000-1510
Assessment roll updated December 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12231 SADDLE STRAP ROW, HUDSON, FL 34667-2448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LLC |
| Oct 28, 2020 | Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK |
| Dec 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 27, 2017 · Amount on Record |
| Deed Sale | Dec 27, 2017 · Amount on Record |
| Prior Sale | Mar 05, 2015 · Amount on Record |
| Deed Document Number | 2017204336 |
| Deed Book / Page | 9655 / 63 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12231 SADDLE STRAP ROW, HUDSON, FL 34667-2448 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 12231 SADDLE STRAP ROW, HUDSON, FL 34667-2448 |
| Document Number | 0106562555 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 10656/2555 |
| Instrument | 2022159926 |
| Name | GOODLEAP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Oct 28, 2020 |
| Property Address | 12231 SADDLE STRAP ROW, HUDSON, FL 34667-2448 |
| Document Number | 0102051336 |
| Book / Page | 10205 / 1336 |
| Map Reference | MB 11 PG 32 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 2020182073 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | TITLE USA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 702 W COUNTRY CLUB DR, 702, TAMPA, FL 33612-5628 |
| Name | Verified Name |
|---|---|
| Address | 12231 SADDLE STRAP ROW, HUDSON, FL 34667-2448 |
| Document Number | 102051337 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 10205/1337 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Dec 27, 2017 |
| Property Address | 12231 SADDLE STRAP ROW, HUDSON, FL 34667-2448 |
| Document Number | 0096550063 |
| Book / Page | 9655 / 0063 |
| Map Reference | MB11 PG32-33 |
| Instrument Date | Dec 08, 2017 |
| Instrument | 2017204336 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | SUNSET TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $819.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7034 CHERRY LAUREL DR, 7034, PORT RICHEY, FL 34668-3106 |
| Name | Verified Name |
|---|---|
| Address | 6145 MADISON ST, NEW PORT RICHEY, FL 34652-2710 |
| Document Number | 2017204337 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 2017204337 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: Pasco County records · Assessment roll updated December 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $187,311 (-0.65%) Land $22,405 Building $164,906 | $187,311 (-2.24%) Land $22,405 Building $164,906 | |
| 2025 | $2,731.00 (+6.8%) Homeowner's exemption | $188,530 (+5.98%) Land $22,405 Building $166,125 | $191,605 (-0.63%) Land $22,405 Building $169,200 |
| 2023 | $2,557.00 (+11.46%) Additional exemption filed | $177,890 (+3%) Land $16,416 Building $161,474 | $192,815 (+11.64%) Land $16,416 Building $176,399 |
| 2022 | $2,294.00 Homeowner's exemption | $172,710 Land $13,680 Building $159,030 | $172,710 Land $13,680 Building $159,030 |
Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 88 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 3 (2016–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 388 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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