12226 Saddle Strap Row, Hudson, FL 34667 Property Records

Pasco County property record for 12226 Saddle Strap Row, Hudson, FL 34667

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 975 sqft · built 1972
Lot Size0.055 acres (2,400 sqft)
OwnerIndividual Name on File
Last Sale$100 (Apr 2016)
Tax Bill$2,911 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Feb 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-25-16-051B-00000-1390

Property Details

APN / Parcel Number

Primary APN03-25-16-051B-00000-1390
Alternative APNs
  • 162503051B000001390
  • 1553609

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area975 sqft Living Area
Gross Area1,310 sqft
1st Floor Area963 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area2,400 sqft (0.055 acres)
Garage TypeAttached
Garage Area335 sqft
DrivewayConcrete Driveway
Driveway Area300 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area12 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12226 SADDLE STRAP ROW
CityHUDSON
StateFL
Zip34667-2458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionBEACON WOODS VILLAGE UNIT 2 PB 11 PG 33 LOT 139
Legal Range16E
Legal Township25S
Legal Section03
Legal SubdivisionBEACON WOODS
Legal Tract51B
Legal Lot Number139
Legal Unit2
JurisdictionPASCO FL
Township / Civil DivisionPORT RICHEY
Census Block Group2
Census Block2010
Census Tract31104

Owner

12226 Saddle Strap Row is owned by an individual who acquired it in February 2020.

Source: Pasco County records, as of June 9, 2026

Owner of RecordIndividual Name on File
Mailing Address5653 MAIN ST, NEW PORT RICHEY, FL 34652-2635
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2021Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Feb 28, 2020Correction Deed
ATTORNEY ONLY
Dec 16, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2016 · Amount on File
Deed SaleApr 1, 2016 · Amount on File
Deed Book / Page9361 / 1522
Last Transfer DateFeb 25, 2020
Transfer Doc0100610607
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12226 SADDLE STRAP ROW, HUDSON, FL 34667-2458
Transaction TypeMortgage
Record UpdatedAug 19, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address12226 SADDLE STRAP ROW, HUDSON, FL 34667-2458

Mortgage

Document Number0104102008
DateAug 6, 2021
Book Page10410/2008
Instrument2021166739
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueJun 30, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionPASCO FL
Recording DateFeb 28, 2020
Property Address12226 SADDLE STRAP ROW, HUDSON, FL 34667-2458
Document Number0100610607
Book / Page010061 / 000607
Instrument DateFeb 25, 2020
Instrument35149
Record UpdatedMar 18, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12226 SADDLE STRAP ROW BAYONET POINT FL 346672458, BAYONET POINT, FL 34667-2458

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPASCO FL
Recording DateDec 16, 2019
Property Address12226 SADDLE STRAP ROW, HUDSON, FL 34667-2458
Document Number0100230370
Book / Page010023 / 000370
Instrument DateDec 11, 2019
Instrument213055
Transaction TypeTransfer
Record UpdatedJan 2, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address12226 SADDLE STRAP ROW BAYONET POINT FL 346672458, BAYONET POINT, FL 34667-2458

Tax Assessment & Valuation

The 2025 property tax bill for 12226 Saddle Strap Row was $2,911, up 113.4% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$154,554 (-2.25%) Land $17,688 Building $136,866$154,554 (-2.25%) Land $17,688 Building $136,866
2025$2,911.00 (+113.42%)$158,110 Land $17,688 Building $140,422$158,110 Land $17,688 Building $140,422
2024$1,364.00 (+4.6%)
2023$1,304.00 (+12.12%) Additional exemption filed$103,620 (+3%) Land $12,960 Building $90,660$112,527 (+11.85%) Land $12,960 Building $99,567
2022$1,163.00 Homeowner's exemption$100,602 Land $10,800 Building $89,802$100,602 Land $10,800 Building $89,802

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12226 Saddle Strap Row in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 88 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims3 (2016–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12226 Saddle Strap Row is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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