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12228 Saddle Strap Row, Hudson, FL 34667 Property Records

Pasco County property record for 12228 Saddle Strap Row, Hudson, FL 34667

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,482 sqft · built 1972
Lot Size0.069 acres (3,000 sqft)
Owner2 Individual Names on Record
Last Sale$139,000 (Aug 2019)
Tax Bill$1,443 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-25-16-051B-00000-1380

Property Details

APN / Parcel Number

Primary APN03-25-16-051B-00000-1380
Alternative APNs
  • 162503051B000001380
  • 1553608

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,482 sqft Living Area
Gross Area2,010 sqft
1st Floor Area1,464 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area3,000 sqft (0.069 acres)
Garage TypeAttached
Garage Area528 sqft
DrivewayConcrete Driveway
Driveway Area500 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area18 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12228 SADDLE STRAP ROW
CityHUDSON
StateFL
Zip34667-2458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionBEACON WOODS VILLAGE TWO PB 11 PGS 32-33 LOT 138
Legal Range16E
Legal Township25S
Legal Section03
Legal SubdivisionBEACON WOODS
Legal Tract51B
Legal Lot Number138
JurisdictionPASCO FL
Township / Civil DivisionPORT RICHEY
Census Block Group2
Census Block2010
Census Tract31104

Owner

Source: Pasco County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12228 SADDLE STRAP ROW, HUDSON, FL 34667-2458
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2019 · Amount on Record
Deed SaleAug 22, 2019 · Amount on Record
Prior SaleJul 31, 2013 · Amount on Record
Deed Document Number2019142784
Deed Book / Page9960 / 2719
Prior Transfer DateJun 23, 2003
Prior Transfer Doc0000119527
Record UpdatedSep 20, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateAug 22, 2019
Property Address12228 SADDLE STRAP ROW, HUDSON, FL 34667-2458
Document Number0099602719
Book / Page9960 / 2719
Map ReferenceMB 11 PG 32&33
Instrument DateAug 20, 2019
Instrument2019142784
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanySCARAB T&E SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$973.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12809 WILLOWDALE WAY, 12809, HUDSON, FL 34667-2782

Transferred To (Grantee/Buyer)

NameVerified Name
Address2990 63RD AVE S # 321, 321, SAINT PETERSBURG, FL 33712-5545

Mortgage

Document Number99602721
DateAug 22, 2019
Instrument9960/2721
Lender
NameVAN DYK MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$120,340 (+2.9%)$151,760 (-2.39%) Land $21,005 Building $130,755
2025$1,443.00 (+1.76%) Homeowner's exemption$116,950 (+5.98%) Land $21,005 Building $95,945$155,475 (-0.33%) Land $21,005 Building $134,470
2023$1,418.00 (+12.09%) Additional exemption filed$110,350 (+3%) Land $15,390 Building $94,960$155,983 (+11.57%) Land $15,390 Building $140,593
2022$1,265.00 Homeowner's exemption$107,140 Land $12,825 Building $94,315$139,805 Land $12,825 Building $126,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims3 (2016–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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