Pasco County property record for 12235 Saddle Strap Row, Hudson, FL 34667
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 963 sqft · built 1972 |
| Lot Size | 0.056 acres (2,432 sqft) |
| Owner | Individual Name on File |
| Last Sale | $102,000 (Dec 2019) |
| Tax Bill | $694 (2025) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage Nov 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-25-16-051B-00000-1490 |
| Primary APN | 03-25-16-051B-00000-1490 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 963 sqft Living Area |
| Gross Area | 1,298 sqft |
| 1st Floor Area | 843 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 2,432 sqft (0.056 acres) |
| Garage Type | Attached |
| Garage Area | 335 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12235 SADDLE STRAP ROW |
|---|---|
| City | HUDSON |
| State | FL |
| Zip | 34667-2448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BEACON WOODS VILLAGE UNIT 2 PB 11 PGS 32-33 LOT 149 |
| Legal Range | 16E |
| Legal Township | 25S |
| Legal Section | 03 |
| Legal Subdivision | BEACON WOODS |
| Legal Tract | 51B |
| Legal Lot Number | 149 |
| Legal Unit | 2 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 31104 |
12235 Saddle Strap Row is owned and occupied by an individual who bought it in December 2019.
Source: Pasco County records, as of June 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12235 SADDLE STRAP ROW, HUDSON, FL 34667-2448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2019 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Nov 27, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2019 · Amount on File |
| Deed Sale | Dec 27, 2019 · Amount on File |
| Prior Sale | May 18, 2009 · Amount on File |
| Deed Document Number | 2019220476 |
| Deed Book / Page | 10030 / 155 |
| Prior Transfer Date | Nov 9, 2018 |
| Prior Transfer Doc | 0098221386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Dec 27, 2019 |
| Property Address | 12235 SADDLE STRAP ROW, HUDSON, FL 34667-2448 |
| Document Number | 0100300155 |
| Book / Page | 010030 / 000155 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 220476 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $714.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12235 SADDLE STRAP ROW HUDSON FL 346672448, HUDSON, FL 34667-2448 |
| Document Number | 100300157 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 010030/000157 |
| Instrument | 220477 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 26, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Nov 27, 2018 |
| Property Address | 12235 SADDLE STRAP ROW, HUDSON, FL 34667-2448 |
| Document Number | 0098221386 |
| Book / Page | 009822 / 001386 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 198068 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 17111 SW 64TH CT SOUTHWEST RANCHES FL 333311703, SOUTHWEST RANCHES, FL 33331-1703 |
The 2025 property tax bill for 12235 Saddle Strap Row was $694 with a homeowner's exemption, down 21.4% from the year before.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $82,890 (+2.89%) | $149,655 (-2.24%) Land $17,924 Building $131,731 | |
| 2025 | $694.00 (-21.4%) Homeowner's exemption | $80,560 Land $17,924 Building $62,636 | $153,088 Land $17,924 Building $135,164 |
| 2024 | $883.00 (+5.37%) | ||
| 2023 | $838.00 (+10.99%) Additional exemption filed | $76,010 (+2.99%) Land $13,133 Building $62,877 | $108,857 (+11.95%) Land $13,133 Building $95,724 |
| 2022 | $755.00 Homeowner's exemption | $73,800 Land $10,944 Building $62,856 | $97,241 Land $10,944 Building $86,297 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12235 Saddle Strap Row in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 88 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 3 (2016–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12235 Saddle Strap Row is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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