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12229 Saddle Strap Row, Hudson, FL 34667 Property Records

Pasco County property record for 12229 Saddle Strap Row, Hudson, FL 34667

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 975 sqft · built 1972
Lot Size0.056 acres (2,432 sqft)
Owner2 Individual Names on Record
Last Sale$72,500 (Jun 2017)
Tax Bill$2,226 (2025)
Deeds & MortgagesAug 2019 Loan Modification
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-25-16-051B-00000-1520

Property Details

APN / Parcel Number

Primary APN03-25-16-051B-00000-1520
Alternative APNs
  • 162503051B000001520
  • 1553709

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area975 sqft Living Area
Gross Area1,310 sqft
1st Floor Area963 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area2,432 sqft (0.056 acres)
Garage TypeAttached
Garage Area335 sqft
DrivewayConcrete Driveway
Driveway Area300 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area12 sqft
Patio Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12229 SADDLE STRAP ROW
CityHUDSON
StateFL
Zip34667-2448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionBEACON WOODS VILLAGE UNIT 2 PB 11 PG 33 LOT 152 OR 9551 PG 1549
Legal Range16E
Legal Township25S
Legal Section03
Legal SubdivisionBEACON WOODS
Legal Tract51B
Legal Lot Number152
Legal Unit2
JurisdictionPASCO FL
Township / Civil DivisionPORT RICHEY
Census Block Group2
Census Block2005
Census Tract31104

Owner

Source: Pasco County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12229 SADDLE STRAP ROW, HUDSON, FL 34667-2448
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2019Loan Modification, Mortgage · Conventional Mortgage
QUICKEN LNS
Aug 21, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jun 5, 2017Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2017 · Amount on Record
Deed SaleJun 5, 2017 · Amount on Record
Deed Document Number201785809
Deed Book / Page9551 / 1549
Record UpdatedSep 20, 2026

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPASCO FL
Property Address12229 SADDLE STRAP ROW, HUDSON, FL 34667-2448
Document Number0099721635
Instrument DateAug 21, 2019
Transaction TypeMortgage
Record UpdatedSep 26, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12229 SADDLE STRAP ROW HUDSON FL 346672448, HUDSON, FL 34667-2448

Mortgage

Document Number0099721635
DateSep 12, 2019
Book Page009972/001635
Instrument155961
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 11, 2049
Interest
Rate4.25%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12229 SADDLE STRAP ROW, HUDSON, FL 34667-2448
Document Number0099721641
Instrument DateAug 21, 2019
Transaction TypeMortgage
Record UpdatedSep 26, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12229 SADDLE STRAP ROW HUDSON FL 346672448, HUDSON, FL 34667-2448

Mortgage

Document Number0099721641
DateSep 12, 2019
Book Page009972/001641
Instrument155962
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 11, 2049

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJun 5, 2017
Property Address12229 SADDLE STRAP ROW, HUDSON, FL 34667-2448
Document Number0095511549
Book / Page009551 / 001549
Instrument DateJun 1, 2017
Instrument85809
Transaction TypeTransfer
Record UpdatedJul 11, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$507.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12229 SADDLE STRAP ROW HUDSON FL 346672448, HUDSON, FL 34667-2448

Mortgage

Document Number95511551
DateJun 5, 2017
Book Page009551/001551
Instrument85810
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 4, 2047

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$154,753 (-2.25%) Land $17,924 Building $136,829$154,753 (-2.25%) Land $17,924 Building $136,829
2025$2,226.00 (+26.05%)$158,309 (+40.52%) Land $17,924 Building $140,385$158,309 (+40.52%) Land $17,924 Building $140,385
2023$1,766.00 (+17.89%)$112,663 (+11.87%) Land $13,133 Building $99,530$112,663 (+11.87%) Land $13,133 Building $99,530
2022$1,498.00$100,709 Land $10,944 Building $89,765$100,709 Land $10,944 Building $89,765

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims3 (2016–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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