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12225 Saddle Strap Row, Hudson, FL 34667 Property Records

Pasco County property record for 12225 Saddle Strap Row, Hudson, FL 34667

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,482 sqft · built 1973
Lot Size0.071 acres (3,091 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (May 2022)
Tax Bill$3,181 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-25-16-051B-00000-1540

Property Details

APN / Parcel Number

Primary APN03-25-16-051B-00000-1540
Alternative APNs
  • 162503051B000001540
  • 1553711

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,482 sqft Living Area
Gross Area2,010 sqft
1st Floor Area1,464 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area3,091 sqft (0.071 acres)
Garage TypeAttached
Garage Area528 sqft
DrivewayConcrete Driveway
Driveway Area300 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12225 SADDLE STRAP ROW
CityHUDSON
StateFL
Zip34667-2448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionBEACON WOODS VILLAGE TWO PB 11 PGS 32-33 LOT 154
Legal Range16E
Legal Township25S
Legal Section03
Legal SubdivisionBEACON WOODS
Legal Tract51B
Legal Lot Number154
JurisdictionPASCO FL
Township / Civil DivisionPORT RICHEY
Census Block Group2
Census Block2005
Census Tract31104

Owner

Source: Pasco County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12225 SADDLE STRAP ROW, HUDSON, FL 34667-2448
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2022 · Amount on Record
Deed SaleMay 24, 2022 · Amount on Record
Prior SaleSep 28, 2012 · Amount on Record
Deed Document Number2022115495
Deed Book / Page10619 / 2141
Transfer Doc0046950659
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateMay 24, 2022
Property Address12225 SADDLE STRAP ROW, HUDSON, FL 34667-2448
Document Number0106192141
Book / Page10619 / 2141
Map ReferenceMB 11 PG 32&33
Instrument DateMay 16, 2022
Instrument2022115495
Transaction TypeTransfer
Record UpdatedJun 2, 2022
Title CompanyFRONTIER TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address121 MARNELL AVE, 121, SANTA CRUZ, CA 95062-1520

Transferred To (Grantee/Buyer)

NameVerified Name
Address12225 SADDLE STRAP ROW, HUDSON, FL 34667-2448

Mortgage

Document Number0106192143
DateMay 24, 2022
Instrument10619/2143
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$171,644 (-1.45%) Land $22,781 Building $148,863$171,644 (-1.45%) Land $22,781 Building $148,863
2025$3,181.00 (-4.82%)$174,165 (-0.15%) Land $22,781 Building $151,384$174,165 (-0.15%) Land $22,781 Building $151,384
2024$3,342.00 (+5.06%)
2023$3,181.00 (+454.18%)$174,435 (+272.49%) Land $16,691 Building $157,744$174,435 (+11.76%) Land $16,691 Building $157,744
2022$574.00$46,830 Land $13,910 Building $32,920$156,086 Land $13,910 Building $142,176

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims3 (2016–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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