1221 Cherry Tree Ln, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1221 Cherry Tree Ln, Annapolis, MD 21403 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,006 sqft · built 1993
Lot Size	0.471 acres (20,500 sqft)
Owner	Company Name on File
Last Sale	$1,075,000 (Jul 2019)
Tax Bill	$13,419 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`02-257-90059539`

Property Details

APN / Parcel Number

Primary APN	`02-257-90059539`
Alternative APNs	`2-257-90059539` `25790059539`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,006 sqft Living Area
1st Floor Area	2,584 sqft
Basement Area	288 sqft
Finished Basement	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	20,500 sqft (0.471 acres)
View / Lot	Waterfront
Garage Type	Built-in
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Deck Area	55 sqft
Patio Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	25790059539
Street Address	1221 CHERRY TREE LN
City	ANNAPOLIS
State	MD
Zip	21403-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 11 PL 8 FISHING CREEK FARM
Legal Subdivision	FISHING CREEK FARM
Legal Block	1
Legal Lot Number	11
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1004
Census Tract	702602

Owner

Source: Anne Arundel County records · APN 02-257-90059539

Assessment roll updated August 13, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1221 CHERRY TREE LN, ANNAPOLIS, MD 21403-5023
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANSTEADY LLC
Oct 14, 2022	Intrafamily Transfer, Transfer
Jul 17, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Prior Sale	Mar 16, 2009
Deed Book / Page	33346 / 355
Last Transfer Date	Oct 04, 2022
Transfer Doc	0392010012
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1221 CHERRY TREE LN, ANNAPOLIS, MD 21403-5023
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	OLD REPUBLIC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0364020048
Date	Mar 23, 2021
Book Page	36402/48

Lender

Name	LOANSTEADY LLC
Type	Non-Lending Institution
Address	FALLS CHURCH, VA 22043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 01, 2031

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 14, 2022
Property Address	1221 CHERRY TREE LN, ANNAPOLIS, MD 21403-5023
Document Number	0392010012
Book / Page	39201 / 12
Map Reference	MB 110 FO 2
Instrument Date	Oct 04, 2022
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1221 CHERRY TREE LN, ANNAPOLIS, MD 21403-5023

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 17, 2019
Property Address	1221 CHERRY TREE LN, ANNAPOLIS, MD 21403-5023
Document Number	0333460355
Book / Page	033346 / 000355
Instrument Date	Jul 02, 2019
Transaction Type	Transfer
Record Updated	Aug 06, 2019
Title Company	LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1221 CHERRY TREE LN ANNAPOLIS MD 214035023, ANNAPOLIS, MD 21403-5023

Mortgage

Document Number	333460361
Date	Jul 17, 2019
Book Page	033346/000361

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 16, 2034

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,848,733 (+54.06%)	$2,173,100 (+81.09%) Land $1,148,100 Building $1,025,000
2024	$13,419.00 (+7.15%)
2023	$12,523.00 Homeowner's exemption	$1,200,000 Land $786,100 Building $413,900	$1,200,000 Land $786,100 Building $413,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037026021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 265 individual NFIP policies nearby
Nearby Flood Policies	265 in force
Nearby Flood Claims	76 (1978–2024)
Claims Outside the SFHA	24 of 76
Most Recent Claim	Jan 2024, other causes
Claims By Storm	Hurricane Isabel, Sep 2003 · 36 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 90 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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