1231 Cherry Tree Ln, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1231 Cherry Tree Ln, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,276 sqft · built 1989
Lot Size0.504 acres (21,936 sqft)
Owner2 Company Names on Record
Last Sale$2,260,000 (Aug 2006)
Tax Bill$16,674 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN02-257-90059543

Property Details

APN / Parcel Number

Primary APN02-257-90059543
Alternative APNs
  • 225790059543
  • 25790059543

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,276 sqft Living Area
Gross Area4,266 sqft
1st Floor Area1,956 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area21,936 sqft (0.504 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area990 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area547 sqft
Deck Area627 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number25790059543
Street Address1231 CHERRY TREE LN
CityANNAPOLIS
StateMD
Zip21403-5023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 15 PL 8 FISHING CREEK FARM
Legal SubdivisionFISHING CREEK FARM
Legal Block1
Legal Lot Number15
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1004
Census Tract702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1231 CHERRY TREE LN, ANNAPOLIS, MD 21403-5023
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2006 · Amount on Record
Deed SaleAug 28, 2006 · Amount on Record
Prior SaleMar 29, 1994 · Amount on Record
Deed Document Number200610889
Deed Book / Page18191 / 528
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1231 CHERRY TREE LN, ANNAPOLIS, MD 21403-5023
Document Number0313860131
Instrument DateSep 14, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1231 CHERRY TREE LN ANNAPOLIS MD 214035023, ANNAPOLIS, MD 21403-5023

Mortgage

Document Number0313860131
DateSep 26, 2017
Book Page031386/000131
Lender
NameWELLS FARGO BK
TypeBank
AddressL N PHILLIPS AVE, SIOUX FALLS, SD 57104
Agreement
AmountAmount Recorded
Term360 Months
DueSep 25, 2047
Interest
Rate TypeAdjustable Rate
Rate3%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,632,300 (+37.8%) Land $1,056,400 Building $575,900$1,632,300 (+37.8%) Land $1,056,400 Building $575,900
2025$16,674.00 (+28.92%)
2023$12,934.00$1,184,500 Land $786,400 Building $398,100$1,184,500 Land $786,400 Building $398,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 265 policies
Nearby Flood Policies265 in force
Nearby Flood Claims76 (1978–2024)
Claims Outside the SFHA24 of 76
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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Nearby Streets

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