1204 Cherry Tree Ln, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1204 Cherry Tree Ln, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,068 sqft · built 1989
Lot Size	0.763 acres (33,230 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Jul 2017)
Tax Bill	$8,963 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-257-90059681`

Property Details

APN / Parcel Number

Primary APN	`02-257-90059681`
Alternative APNs	`2-257-90059681` `25790059681`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,068 sqft Living Area
Gross Area	3,632 sqft
1st Floor Area	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	33,230 sqft (0.763 acres)
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	564 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	25790059681
Street Address	1204 CHERRY TREE LN
City	ANNAPOLIS
State	MD
Zip	21403-5017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 98 PL 1 FISHING CREEK FARM
Legal Subdivision	FISHING CREEK FARM
Legal Block	1
Legal Lot Number	98
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1004
Census Tract	702602

Owner

1204 Cherry Tree Ln is owned and occupied by two individuals who bought it in July 2017.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1204 CHERRY TREE LN, ANNAPOLIS, MD 21403-5017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jul 21, 2017	Grant Deed, Transfer USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2017 · Amount on File
Deed Sale	Jul 21, 2017 · Amount on File
Prior Sale	Apr 14, 2006
Deed Document Number	201731176-357
Prior Transfer Date	Dec 16, 2005
Prior Transfer Doc	0177040003
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1204 CHERRY TREE LN, ANNAPOLIS, MD 21403-5017
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	BAY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 CHERRY TREE LN, ANNAPOLIS, MD 21403-5017

Mortgage

Document Number	0361870029
Date	Feb 22, 2021
Book Page	36187/29

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 21, 2017
Property Address	1204 CHERRY TREE LN, ANNAPOLIS, MD 21403-5017
Document Number	0311760357
Book / Page	031176 / 000357
Instrument Date	Jul 17, 2017
Transaction Type	Transfer
Record Updated	Aug 17, 2017
Title Company	BAY TITLE COMPANY, BAY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 CHERRY TREE LN ANNAPOLIS MD 214035017, ANNAPOLIS, MD 21403-5017

Mortgage

Document Number	311760361
Date	Jul 21, 2017
Book Page	031176/000361

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1204 Cherry Tree Ln was $8,963 with a homeowner's exemption, up 2.5% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,079,900 (+8.61%) Land $506,300 Building $573,600	$1,079,900 (-) Land $506,300 Building $573,600
2025	$8,963.00 (+2.53%) Homeowner's exemption	$994,300	$1,079,900 Land $506,300 Building $573,600
2024	$8,742.00 (+9.49%)
2023	$7,984.00 Homeowner's exemption	$823,100 Land $391,300 Building $431,800	$823,100 Land $391,300 Building $431,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1204 Cherry Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 265 policies
Nearby Flood Policies	265 in force
Nearby Flood Claims	76 (1978–2024)
Claims Outside the SFHA	24 of 76
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1204 Cherry Tree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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