1202 Cherry Tree Ln, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1202 Cherry Tree Ln, Annapolis, MD 21403 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,927 sqft · built 1994
Lot Size	0.821 acres (35,783 sqft)
Owner	Individual Name on File
Last Sale	$1,300,000 (Dec 2022)
Tax Bill	$10,079 (2023)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-257-90059682`

Property Details

APN / Parcel Number

Primary APN	`02-257-90059682`
Alternative APNs	`225790059682` `25790059682`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,927 sqft Total Area
1st Floor Area	1,682 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	35,783 sqft (0.821 acres)
Garage Type	Mixed
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	900 sqft
Porch	Open Porch
Porch Area	40 sqft
Deck Area	452 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	25790059682
Old Parcel Number	225790059682
Street Address	1202 CHERRY TREE LN
City	ANNAPOLIS
State	MD
Zip	21403-5017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 99 PL 1 1202 CHERRY TREE LN FISHING CREEK FARM
Legal Subdivision	FISHING CREEK
Legal Lot Number	99
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1004
Census Tract	702602

Owner

Source: Anne Arundel County records · APN 02-257-90059682

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1202 CHERRY TREE LN, ANNAPOLIS, MD 21403-5017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Dec 01, 2020	Deed of Trust, Mortgage · Line of Credit SEVERN SAVINGS BANK FSB
Nov 15, 2018	Deed of Trust, Mortgage · Construction Mortgage SEVERN SAVINGS BANK FSB
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage SEVERN SAVINGS BANK FSB
Dec 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEVERN SAVINGS BANK FSB
Oct 06, 2017	Grant Deed, Transfer MB FIN'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2022 · Amount on Record
Deed Sale	Dec 19, 2022 · Amount on Record
Prior Sale	Oct 06, 2017 · Amount on Record
Deed Document Number	0039346344
Deed Book / Page	39346 / 344
Record Updated	Jun 07, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 19, 2022
Property Address	1202 CHERRY TREE LN, ANNAPOLIS, MD 21403-5017
Document Number	0393460344
Book / Page	39346 / 344
Map Reference	MB 109 FO 45 PL 5670
Instrument Date	Nov 14, 2022
Transaction Type	Transfer
Record Updated	Jan 16, 2023
Title Company	MID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1202 CHERRY TREE LN, ANNAPOLIS, MD 21403-5017

Mortgage

Document Number	0039346350
Date	Dec 19, 2022
Instrument	39346/350

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1202 CHERRY TREE LN, ANNAPOLIS, MD 21403-5017
Transaction Type	Mortgage
Record Updated	Feb 07, 2021
Title Company	MID MARYLAND TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 CHERRY TREE LN, ANNAPOLIS, MD 21403-5017

Mortgage

Document Number	0356940268
Date	Dec 01, 2020
Book Page	35694/268

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1202 CHERRY TREE LN, ANNAPOLIS, MD 21403-5017
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	MID MARYLAND TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0326620036
Date	Nov 15, 2018
Book Page	32662/036

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Dec 01, 2019

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1202 CHERRY TREE LN, ANNAPOLIS, MD 21403-5017
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	MID MARYLAND TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0337200324
Date	Oct 17, 2019
Book Page	33720/324

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 01, 2024
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1202 CHERRY TREE LN, ANNAPOLIS, MD 21403-5017
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	MID MARYLAND TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 CHERRY TREE LN, ANNAPOLIS, MD 21403-5017

Mortgage

Document Number	0356940245
Date	Dec 01, 2020
Book Page	35694/245

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2035

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 06, 2017
Property Address	1202 CHERRY TREE LN, ANNAPOLIS, MD 21403-5017
Document Number	0314300212
Book / Page	031430 / 000212
Instrument Date	Sep 18, 2017
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	ADVANTAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1202 CHERRY TREE LN ANNAPOLIS MD 214035017, ANNAPOLIS, MD 21403-5017

Mortgage

Document Number	314300218
Date	Oct 06, 2017
Book Page	031430/000218

Lender

Name	MB FIN'L BK
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 05, 2047

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$10,079.00	$923,000 Land $391,900 Building $531,100	$923,000 Land $391,900 Building $531,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037026021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 265 individual NFIP policies nearby
Nearby Flood Policies	265 in force
Nearby Flood Claims	76 (1978–2024)
Claims Outside the SFHA	24 of 76
Most Recent Claim	Jan 2024, other causes
Claims By Storm	Hurricane Isabel, Sep 2003 · 36 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 90 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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