1227 Cherry Tree Ln, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1227 Cherry Tree Ln, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 6,186 sqft · built 1994
Lot Size	0.53 acres (23,090 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (May 2020)
Tax Bill	$17,493 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-257-90059542`

Property Details

APN / Parcel Number

Primary APN	`02-257-90059542`
Alternative APNs	`225790059542` `25790059542`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,186 sqft Living Area
Gross Area	6,894 sqft
1st Floor Area	1,921 sqft
Basement Area	1,656 sqft
Finished Basement	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	23,090 sqft (0.53 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	437 sqft
Deck Area	918 sqft
Patio Area	910 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	25790059542
Street Address	1227 CHERRY TREE LN
City	ANNAPOLIS
State	MD
Zip	21403-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 14 PL 8 FISHING CREEK FARM
Legal Subdivision	FISHING CREEK FARM
Legal Block	1
Legal Lot Number	14
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1004
Census Tract	702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1227 CHERRY TREE LN, ANNAPOLIS, MD 21403-5023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2020 · Amount on Record
Deed Sale	May 12, 2020 · Amount on Record
Prior Sale	May 8, 2006 · Amount on Record
Deed Book / Page	34572 / 354
Record Updated	Oct 29, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 12, 2020
Property Address	1227 CHERRY TREE LN, ANNAPOLIS, MD 21403-5023
Document Number	0345720354
Book / Page	034572 / 000354
Instrument Date	Mar 30, 2020
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	MID-ATLANTIC SETTLEMENT SERVICES, MID-ATLANTIC SETTLEMENT SVC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1227 CHERRY TREE LN ANNAPOLIS MD 214035023, ANNAPOLIS, MD 21403-5023

Mortgage

Document Number	345720358
Date	Apr 12, 2020
Book Page	034572/000358

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,096,000 (+42.29%) Land $1,056,700 Building $1,039,300	$2,096,000 (+42.29%) Land $1,056,700 Building $1,039,300
2025	$17,493.00 (+8.75%)
2023	$16,085.00 Homeowner's exemption	$1,473,000 Land $786,700 Building $686,300	$1,473,000 Land $786,700 Building $686,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 265 policies
Nearby Flood Policies	265 in force
Nearby Flood Claims	76 (1978–2024)
Claims Outside the SFHA	24 of 76
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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