1220 E River St, Elyria, OH 44035 Property Records

Lorain County property record for 1220 E River St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1960
Square Footage	1,382 sqft Living Area
Lot Size	13,939 sqft (0.319 acres)
Occupancy	Owner Occupied
Last Sale	$108,000 (1998)
Tax Bill	$3,102.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-003-103-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,382 sqft Living Area
1st Floor	1,382 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1960
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	13,939 sqft (0.319 acres)
Depth X Width	233 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	504 sqft Garage
Patio Area	100 sqft Patio
Porch	Enclosed Porch
Porch Area	124 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1220 E RIVER ST
City	ELYRIA
State	OH
Zip	44035-6068
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E OF R
Legal Subdivision	EAST/BLACK RIVER
Legal Tract	25
Legal Block	103
Legal Lot Number	3
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	3
Census Block	3009
Census Tract	71100

Owner

Source: Lorain County records · APN 06-25-003-103-009

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1220 E RIVER ST, ELYRIA, OH 44035-6068
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 27, 1998 · Amount on Record
Deed Sale	May 27, 1998 · Amount on Record
Deed Doc Number	538450
Record Refreshed	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1220 E RIVER ST, ELYRIA, OH 44035-6068
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210825979
Date	Jun 30, 2021
Instrument	2021-0825979

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,102.00	$65,870 (-0.01%) Land $13,540 Building $52,330	$188,210 (-) Land $38,690 Building $149,520
2024	$3,102.00 (+19.08%)	$65,874 (+37.77%) Land $13,542 Building $52,332	$188,210 (+37.77%) Land $38,690 Building $149,520
2023	$2,605.00 (+0.39%)	$47,814 (-0.01%) Land $11,809 Building $36,005	$136,610 (-) Land $33,740 Building $102,870
2022	$2,595.00	$47,820 Land $11,810 Building $36,010
2021			$136,610 Land $33,740 Building $102,870

Flood & Wildfire

1220 E River St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 3rd percentile of exposed land nationally · 15th in Ohio
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.