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1221 E River St, Elyria, OH 44035 Property Records

Lorain County property record for 1221 E River St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1960
Square Footage1,726 sqft Living Area
Lot Size13,939 sqft (0.319 acres)
OccupancyOwner Occupied
Last Sale$155,000 (2019)
Tax Bill$3,170.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-25-085-102-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,726 sqft Living Area
1st Floor1,040 sqft 1st Floor
2nd Floor160 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1960
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area13,939 sqft (0.319 acres)
Depth X Width280 ft x 50 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Garage Area836 sqft Garage

Exterior Amenities

Balcony Area60 sqft Balcony
Deck Area336 sqft Deck
BalconyBalcony
PorchOpen Porch
Porch Area160 sqft Porch

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address1221 E RIVER ST
CityELYRIA
StateOH
Zip44035-6047
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFRONT 50.00
Legal SubdivisionELYRIA
Legal Tract25
Legal Block102
Legal Lot Number85
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup3
Census Block3003
Census Tract71100

Owner

Source: Lorain County records · APN 06-25-085-102-009

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1221 E RIVER ST, ELYRIA, OH 44035-6047
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 22, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NEWREZ LLC
Jul 29, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 29, 2019 · Amount on Record
Deed SaleJul 29, 2019 · Amount on Record
Prior SaleSep 29, 2005 · Amount on Record
Deed Doc Number2019004465
Record RefreshedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1221 E RIVER ST, ELYRIA, OH 44035-6047
Transaction TypeMortgage
Record UpdatedJun 01, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1221 E RIVER ST, ELYRIA, OH 44035-6047

Mortgage

Document Number0000916368
DateMay 22, 2023
Instrument2023-0916368
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressTEMPE, AZ 85284
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term315 Months
DueAug 01, 2049

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJul 29, 2019
Property Address1221 E RIVER ST, ELYRIA, OH 44035-6047
Document Number0000723939
Map ReferenceVOL 212 PG 346
Instrument DateJul 25, 2019
Instrument2019-0723939
Transaction TypeTransfer
Record UpdatedApr 29, 2022
Title CompanyBARRISTERS OF OHIO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address1221 E RIVER ST, ELYRIA, OH 44035-6047

Mortgage

Document Number0000723941
DateJul 29, 2019
Instrument2019-0723941
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,170.00$66,640 (+%) Land $11,380 Building $55,260$190,390 (-) Land $32,500 Building $157,890
2024$3,170.00 (+21.36%)$66,637 (+39.87%) Land $11,375 Building $55,262$190,390 (+39.87%) Land $32,500 Building $157,890
2023$2,612.00 (+4.52%)$47,642 (+3.5%) Land $9,919 Building $37,723$136,120 (+3.51%) Land $28,340 Building $107,780
2022$2,499.00$46,030 Land $9,920 Building $36,110
2021$131,500 Land $28,340 Building $103,160

Flood & Wildfire

1221 E River St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
3rd percentile of exposed land nationally · 15th in Ohio
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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