Lorain County property record for 1205 E River St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,408 sqft Living Area |
| Lot Size | 13,939 sqft (0.319 acres) |
| Garage | Detached, 483 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,457.00 (2025) |
Source: Lorain County records · APN 06-25-085-102-005
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1205 EAST RIVER ST, ELYRIA, OH 44035-6047 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 02, 2020 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2003 |
| Deed Sale | Sep 19, 2003 |
| Prior Sale | Jun 14, 1999 |
| Deed Doc Number | 2003095749 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1205 E RIVER ST, ELYRIA, OH 44035-6047 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1205 E RIVER ST, ELYRIA, OH 44035-6047 |
| Investor | Possibly a Property Investor |
| Document Number | 0000080283 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2025-0080283 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1205 E RIVER ST, ELYRIA, OH 44035-6047 |
| Document Number | 0000762778 |
| Instrument Date | Apr 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1205 E RIVER ST ELYRIA OH 440356047, ELYRIA, OH 44035-6047 |
| Document Number | 0000762778 |
|---|---|
| Date | Jun 02, 2020 |
| Instrument | 762778 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,457.00 | $73,420 (+0.01%) Land $11,380 Building $62,040 | $209,750 (-) Land $32,500 Building $177,250 |
| 2024 | $3,457.00 (+30.8%) | $73,413 (+51.32%) Land $11,375 Building $62,038 | $209,750 (+51.32%) Land $32,500 Building $177,250 |
| 2023 | $2,643.00 (+0.38%) | $48,514 (-0.01%) Land $9,919 Building $38,595 | $138,610 (-) Land $28,340 Building $110,270 |
| 2022 | $2,633.00 | $48,520 Land $9,920 Building $38,600 | |
| 2021 | $138,610 Land $28,340 Building $110,270 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 3% of the US · above 15% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-25-085-102-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,408 sqft Living Area |
| 1st Floor | 1,197 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 13,939 sqft (0.319 acres) |
| Depth X Width | 280 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 483 sqft Garage |
| Deck Area | 435 sqft Deck |
|---|---|
| Patio Area | 435 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 255 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1205 E RIVER ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6047 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 33-06-139 -332-00 |
| Legal Subdivision | ELYRIA |
| Legal Tract | 25 |
| Legal Block | 102 |
| Legal Lot Number | 85 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 71100 |
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