Lorain County property record for 1209 E River St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,641 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $160,000 (2022) |
| Tax Bill | $2,994.00 (2025) |
Source: Lorain County records · APN 06-25-085-102-006
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1209 E RIVER ST, ELYRIA, OH 44035-6047 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 28, 2022 | Warranty Deed, Transfer · Stand Alone First Mortgage THIRD FSLA OF CLEVELAND |
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) NATIONS LNDG |
| Oct 09, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONS LNDG |
| Mar 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NATIONS LNDG SVCS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 28, 2022 · Amount on Record |
| Deed Sale | Dec 28, 2022 · Amount on Record |
| Prior Sale | Mar 23, 2018 · Amount on Record |
| Deed Doc Number | 2022007899 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 28, 2022 |
| Property Address | 1209 E RIVER ST, ELYRIA, OH 44035-6047 |
| Document Number | 0000902558 |
| Map Reference | VOL 223 PG 317 |
| Instrument Date | Dec 21, 2022 |
| Instrument | 2022-0902558 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | INFINITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1209 E RIVER ST, ELYRIA, OH 44035-6047 |
| Document Number | 0000902559 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 2022-0902559 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1209 E RIVER ST, ELYRIA, OH 44035-6047 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210809791 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021-0809791 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Apr 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1209 E RIVER ST, ELYRIA, OH 44035-6047 |
| Document Number | 0000762789 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1209 E RIVER ST ELYRIA OH 440356047, ELYRIA, OH 44035-6047 |
| Document Number | 0000762789 |
|---|---|
| Date | Jun 02, 2020 |
| Instrument | 762789 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jun 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1209 E RIVER ST, ELYRIA, OH 44035-6047 |
| Document Number | 0000734622 |
| Instrument Date | Oct 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1209 E RIVER ST ELYRIA OH 440356047, ELYRIA, OH 44035-6047 |
| Document Number | 0000734622 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 734622 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 23, 2018 |
| Property Address | 1209 E RIVER ST, ELYRIA, OH 44035-6047 |
| Document Number | 0000665761 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 665761 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $439.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1209 E RIVER ST ELYRIA OH 440356047, ELYRIA, OH 44035-6047 |
| Document Number | 665762 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 665762 |
| Name | NATIONS LNDG SVCS |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2048 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,994.00 | $63,580 (+%) Land $11,380 Building $52,200 | $181,650 (-) Land $32,500 Building $149,150 |
| 2024 | $2,994.00 (+22.1%) | $63,578 (+41.3%) Land $11,375 Building $52,203 | $181,650 (+41.3%) Land $32,500 Building $149,150 |
| 2023 | $2,452.00 (+0.37%) | $44,996 (-0.01%) Land $9,919 Building $35,077 | $128,560 (-) Land $28,340 Building $100,220 |
| 2022 | $2,443.00 | $45,000 Land $9,920 Building $35,080 | |
| 2021 | $128,560 Land $28,340 Building $100,220 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 3% of the US · above 15% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-25-085-102-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,641 sqft Living Area |
| 1st Floor | 668 sqft 1st Floor |
| 2nd Floor | 572 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 13,068 sqft (0.3 acres) |
| Depth X Width | 266 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 360 sqft Garage |
| Patio Area | 96 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 186 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1209 E RIVER ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6047 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 33-06-139 -331-00 |
| Legal Subdivision | EAST/THE BLACK RIVER |
| Legal Tract | 25 |
| Legal Block | 102 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 71100 |
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