1231 E River St, Elyria, OH 44035 Property Records

Lorain County property record for 1231 E River St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1941
Square Footage	2,363 sqft Living Area
Lot Size	28,750 sqft (0.66 acres)
Occupancy	Owner Occupied
Last Sale	$193,231 (2022)
Tax Bill	$4,963.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-085-102-018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,363 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Foundation Type	Raised Foundation
Lot Area	28,750 sqft (0.66 acres)
Depth X Width	328 ft x 88 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	504 sqft Garage
Patio Area	316 sqft Patio
Porch	Open Porch
Porch Area	175 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	1231 E RIVER ST
City	ELYRIA
State	OH
Zip	44035-6047
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CITY/MUNI/TWP:ELYRIA CITY
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	3
Census Block	3003
Census Tract	71100

Owner

Source: Lorain County records · APN 06-25-085-102-018

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1231 E RIVER ST, ELYRIA, OH 44035-6047
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Deed Doc Number	2022000435
Record Refreshed	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 21, 2022
Property Address	1231 E RIVER ST, ELYRIA, OH 44035-6047
Document Number	0000859760
Map Reference	DOC 2020-0762893
Instrument Date	Jan 20, 2022
Instrument	2022-0859760
Transaction Type	Transfer
Record Updated	Mar 08, 2023
Title Company	FIRST POINTE TITLE AGENCY, FIRST PRIORITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 E RIVER ST, ELYRIA, OH 44035-6047

Mortgage

Document Number	0000859761
Date	Jan 21, 2022
Instrument	2022-0859761

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,963.00	$105,390 (+%) Land $18,260 Building $87,130	$301,110 (-) Land $52,170 Building $248,940
2024	$4,963.00 (+32.45%)	$105,389 (+53.24%) Land $18,260 Building $87,129	$301,110 (+53.24%) Land $52,170 Building $248,940
2023	$3,747.00 (-2.06%)	$68,772 (+%) Land $15,922 Building $52,850	$196,490 (-) Land $45,490 Building $151,000
2022	$3,826.00	$68,770 Land $15,920 Building $52,850
2021			$196,490 Land $45,490 Building $151,000

Flood & Wildfire

1231 E River St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 3rd percentile of exposed land nationally · 15th in Ohio
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.