122 Summer Pointe Ln, Madison, AL 35757 Property Records

Madison County property record for 122 Summer Pointe Ln, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,035 sqft · built 2018
Lot Size	0.18 acres (7,881 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jan 2026)
Tax Bill	$1,795 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-05-16-0-001-020.009`

Property Details

APN / Parcel Number

Primary APN	`15-05-16-0-001-020.009`
Alternative APN	`487770`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,035 sqft Living Area
1st Floor Area	2,035 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,881 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	487770
Street Address	122 SUMMER POINTE LN
City	MADISON
State	AL
Zip	35757-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 SUMMER POINTE PB # 20170525000292790
Legal Range	02W
Legal Township	03S
Legal Section	16
Legal Subdivision	SUMMER POINTE
Legal Lot Number	10
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	2
Census Block	2016
Census Tract	10623

Owner

122 Summer Pointe Ln is owned and occupied by two individuals who bought it in January 2026.

Source: Madison County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	122 SUMMER POINTE LN, MADISON, AL 35757-5000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed, Transfer · Conventional Mortgage PINNACLE BANK
Mar 26, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage REDSTONE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2026 · Amount on File
Deed Sale	Jan 22, 2026 · Amount on File
Prior Sale	Mar 26, 2019 · Amount on File
Deed Book / Page	2026 / 2544
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON AL
Recording Date	Jan 22, 2026
Property Address	122 SUMMER POINTE LN, MADISON, AL 35757-5000
Document Number	0000002544
Book / Page	DEED2026 / 2544
Map Reference	DOC20170525000292790
Instrument Date	Jan 21, 2026
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 HIDDEN GROVE CIR SW, HUNTSVILLE, AL 35803-1586

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 SUMMER POINTE LN, MADISON, AL 35757-5000

Mortgage

Document Number	0202612515
Date	Jan 22, 2026
Instrument	2026/12515

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	0000012530
Date	Jan 22, 2026
Book Page	2026/12530

Lender

Name	PINNACLE BANK A STATE-CHARTERED TENNESSE
Address	21 PLATFORM WAY S STE 2300, NASHVILLE, TN 37203

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	481 Months
Due	Feb 1, 2066

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Mar 26, 2019
Property Address	122 SUMMER POINTE LN, MADISON, AL 35757-5000
Document Number	0000017382
Map Reference	DOC20170525000292790
Instrument Date	Mar 25, 2019
Instrument	20190326000017382
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 22, 2021
Title Company	LAW FIRM TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	336 JAMES RECORD RD SW, 336, HUNTSVILLE, AL 35824-1514

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 SUMMER POINTE LN, MADISON, AL 35757-5000

Mortgage

Document Number	0000017383
Date	Mar 26, 2019
Instrument	20190326000017383

Lender

Name	REDSTONE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 122 Summer Pointe Ln was $1,795 with a homeowner's exemption, up 5.7% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Huntsville City
Unified School District	Huntsville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,795.00 (+5.71%)
2025	$1,698.00 Homeowner's exemption	$30,120 Land $5,000 Building $25,120	$301,200 Land $50,000 Building $251,200
2023	$1,598.00 (+9.08%) Homeowner's exemption	$28,380 (+8.74%) Land $5,000 Building $23,380	$283,700 (+8.74%) Land $50,000 Building $233,700
2022	$1,465.00 Homeowner's exemption	$26,100 Land $5,000 Building $21,100	$260,900 Land $50,000 Building $210,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 122 Summer Pointe Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Summer Pointe Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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