130 Summer Pointe Ln, Madison, AL 35757 Property Records

Madison County property record for 130 Summer Pointe Ln, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,908 sqft · built 2017
Lot Size	0.181 acres (7,886 sqft)
Owner	Individual Name on File
Last Sale	$193,885 (Jun 2018)
Tax Bill	$1,543 (2026)
Deeds & Mortgages	Jun 2018 Sale & Mortgage Jan 2018 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`15-05-16-0-001-020.013`

Property Details

APN / Parcel Number

Primary APN	`15-05-16-0-001-020.013`
Alternative APN	`470442`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,908 sqft Living Area
1st Floor Area	1,908 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,886 sqft (0.181 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	470442
Street Address	130 SUMMER POINTE LN
City	MADISON
State	AL
Zip	35757-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 SUMMER POINTE PB # 20170525000292790
Legal Range	02W
Legal Township	03S
Legal Section	16
Legal Subdivision	SUMMER POINTE
Legal Lot Number	14
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	2
Census Block	2016
Census Tract	10623

Owner

130 Summer Pointe Ln is owned and occupied by an individual who bought it in June 2018.

Source: Madison County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	130 SUMMER POINTE LN, MADISON, AL 35757-5000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRSTBANK
Jan 22, 2018	Warranty Deed, Construction Loan · Construction Mortgage REGIONS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2018 · Amount on File
Deed Sale	Jun 12, 2018 · Amount on File
Deed Document Number	201836934
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Jun 12, 2018
Property Address	130 SUMMER POINTE LN, MADISON, AL 35757-5000
Document Number	0000036934
Map Reference	DOC20170525000292790
Instrument Date	Jun 11, 2018
Instrument	20180612000036934
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	336 JAMES RECORD RD SW, 336, HUNTSVILLE, AL 35824-1514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 SUMMER POINTE LN, MADISON, AL 35757-5000

Mortgage

Document Number	0000036935
Date	Jun 12, 2018
Instrument	20180612000036935

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2033

January 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Jan 22, 2018
Property Address	130 SUMMER POINTE LN, MADISON, AL 35757-5000
Document Number	0000003795
Instrument Date	Dec 21, 2017
Instrument	3795
Transaction Type	Construction Loan
Record Updated	Dec 1, 2020
Title Company	LAW FIRM TITLE CLOSING SERVICES, LAW FIRM TITLE CLOSING SVCS

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	336 JAMES RECORD RD SW HUNTSVILLE AL 358241514, HUNTSVILLE, AL 35824-1514
Investor	Possibly a Property Investor

Mortgage

Document Number	3796
Date	Jan 22, 2018
Instrument	3796

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35216

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 21, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 130 Summer Pointe Ln was $1,543 with a homeowner's exemption, up 5.7% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Huntsville City
Unified School District	Huntsville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,543.00 (+5.68%)
2025	$1,460.00 Homeowner's exemption	$28,780 Land $5,000 Building $23,780	$287,700 Land $50,000 Building $237,700
2023	$1,374.00 (+7.93%) Homeowner's exemption	$27,120 (+7.79%) Land $5,000 Building $22,120	$271,200 (+7.79%) Land $50,000 Building $221,200
2022	$1,273.00 Homeowner's exemption	$25,160 Land $5,000 Building $20,160	$251,600 Land $50,000 Building $201,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 130 Summer Pointe Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Summer Pointe Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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