117 Summer Pointe Ln, Madison, AL 35757 Property Records

Madison County property record for 117 Summer Pointe Ln, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,869 sqft · built 2018
Lot Size	0.272 acres (11,854 sqft)
Owner	Individual Name on File
Last Sale	$249,085 (Nov 2018)
Tax Bill	$2,407 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-05-16-0-001-020.023`

Property Details

APN / Parcel Number

Primary APN	`15-05-16-0-001-020.023`
Alternative APNs	`481631` `618779`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,869 sqft Living Area
1st Floor Area	1,869 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,854 sqft (0.272 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	618779
Street Address	117 SUMMER POINTE LN
City	MADISON
State	AL
Zip	35757-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 SUMMER POINTE PB # 20170525000292790
Legal Range	02W
Legal Township	03S
Legal Section	16
Legal Subdivision	SUMMER POINTE
Legal Lot Number	24
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	2
Census Block	2016
Census Tract	10623

Owner

117 Summer Pointe Ln is owned and occupied by an individual who acquired it in September 2023.

Source: Madison County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	117 SUMMER POINTE LN, MADISON, AL 35757-5003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 9, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2018 · Amount on File
Deed Sale	Nov 9, 2018 · Amount on File
Deed Document Number	201871701
Last Transfer Date	Sep 21, 2023
Transfer Doc	0000038640
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON AL
Recording Date	Oct 3, 2023
Property Address	117 SUMMER POINTE LN, MADISON, AL 35757-5003
Document Number	0000038640
Book / Page	DEED 2023 / 38640
Map Reference	DOC20170525000292790
Instrument Date	Sep 21, 2023
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 OREM CIRCLE, JASPER, TN 37347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SUMMER POINTE LN, MADISON, AL 35757-5003

Mortgage

Document Number	MTG2023164374
Date	Oct 3, 2023
Instrument	MTG 2023/164374

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Nov 9, 2018
Property Address	117 SUMMER POINTE LN, MADISON, AL 35757-5003
Document Number	0000071701
Map Reference	DOC20170525000292790
Instrument Date	Nov 6, 2018
Instrument	20181109000071701
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 22, 2021
Title Company	TITLE & CLOSING SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	336 JAMES RECORD RD SW, 336, HUNTSVILLE, AL 35824-1514

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 SUMMER POINTE LN, MADISON, AL 35757-5003

Mortgage

Document Number	0000071702
Date	Nov 9, 2018
Instrument	20181109000071702

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 117 Summer Pointe Ln was $2,407 with a homeowner's exemption, up 4.8% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Huntsville City
Unified School District	Huntsville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,407.00 (+4.83%)
2025	$2,296.00 Homeowner's exemption	$40,420 Land $5,000 Building $35,420	$404,100 Land $50,000 Building $354,100
2023	$2,152.00 (+9.52%) Homeowner's exemption	$37,940 (+9.27%) Land $5,000 Building $32,940	$379,400 (+9.27%) Land $50,000 Building $329,400
2022	$1,965.00 Homeowner's exemption	$34,720 Land $5,000 Building $29,720	$347,200 Land $50,000 Building $297,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 117 Summer Pointe Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Summer Pointe Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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