118 Summer Pointe Ln, Madison, AL 35757 Property Records

Madison County property record for 118 Summer Pointe Ln, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,922 sqft · built 2017
Lot Size	0.18 acres (7,857 sqft)
Owner	Individual Name on File
Last Sale	$140,625 (Jul 2017)
Tax Bill	$1,705 (2026)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-05-16-0-001-020.007`

Property Details

APN / Parcel Number

Primary APN	`15-05-16-0-001-020.007`
Alternative APN	`461356`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,922 sqft Living Area
1st Floor Area	1,922 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,857 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	461356
Street Address	118 SUMMER POINTE LN
City	MADISON
State	AL
Zip	35757-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 SUMMER POINTE PB # 20170525000292790
Legal Range	02W
Legal Township	03S
Legal Section	16
Legal Subdivision	SUMMER POINTE
Legal Lot Number	8
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	2
Census Block	2016
Census Tract	10623

Owner

118 Summer Pointe Ln is owned and occupied by an individual who bought it in July 2017.

Source: Madison County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	118 SUMMER POINTE LN, MADISON, AL 35757-5000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2017 · Amount on File
Deed Sale	Jul 21, 2017 · Amount on File
Deed Document Number	2017419070
Prior Transfer Date	Jun 26, 2017
Prior Transfer Doc	0000419070
Record Updated	Oct 29, 2026

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Dec 1, 2017
Property Address	118 SUMMER POINTE LN, MADISON, AL 35757-5000
Document Number	0000612606
Instrument Date	Nov 29, 2017
Instrument	612606
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2018
Title Company	LAW FIRM TITLE CLOSING SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 SUMMER POINTE LN MADISON AL 35757, MADISON, AL 35757

Mortgage

Document Number	612607
Date	Dec 1, 2017
Instrument	612607

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 118 Summer Pointe Ln was $1,705 with a homeowner's exemption, up 5.8% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Huntsville City
Unified School District	Huntsville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,705.00 (+5.83%)
2025	$1,611.00 Homeowner's exemption	$28,620 Land $5,000 Building $23,620	$286,200 Land $50,000 Building $236,200
2023	$1,516.00 (+7.98%) Homeowner's exemption	$26,980 (+7.75%) Land $5,000 Building $21,980	$269,800 (+7.75%) Land $50,000 Building $219,800
2022	$1,404.00 Homeowner's exemption	$25,040 Land $5,000 Building $20,040	$250,400 Land $50,000 Building $200,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 118 Summer Pointe Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Summer Pointe Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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