116 Summer Pointe Ln, Madison, AL 35757 Property Records

Madison County property record for 116 Summer Pointe Ln, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,932 sqft · built 2018
Lot Size	0.181 acres (7,909 sqft)
Owner	Individual Name on Record
Last Sale	$278,000 (Jul 2021)
Tax Bill	$3,535 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-05-16-0-001-020.006`

Property Details

APN / Parcel Number

Primary APN	`15-05-16-0-001-020.006`
Alternative APN	`573117`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,932 sqft Living Area
1st Floor Area	1,932 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,909 sqft (0.181 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	573117
Street Address	116 SUMMER POINTE LN
City	MADISON
State	AL
Zip	35757-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 SUMMER POINTE PB # 20170525000292790
Legal Range	02W
Legal Township	03S
Legal Section	16
Legal Subdivision	SUMMER POINTE
Legal Lot Number	7
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	2
Census Block	2016
Census Tract	10623

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	134 RUGBY DR, MADISON, AL 35758-2158
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Sep 11, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Prior Sale	Sep 11, 2018 · Amount on Record
Deed Document Number	202155710
Last Transfer Date	Apr 28, 2025
Transfer Doc	0000015994
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON AL
Recording Date	Jul 8, 2021
Property Address	116 SUMMER POINTE LN, MADISON, AL 35757-5000
Document Number	0000055710
Map Reference	DOC20170525000292790
Instrument Date	Jul 2, 2021
Instrument	2021-00055710
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	ADM TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2518 OXMOOR BLVD SW, HUNTSVILLE, AL 35803-3434

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	116 SUMMER POINTE LN, MADISON, AL 35757-5000

Mortgage

Document Number	0000055711
Date	Jul 8, 2021
Instrument	2021-00055711

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Sep 11, 2018
Property Address	116 SUMMER POINTE LN, MADISON, AL 35757-5000
Document Number	0000058720
Map Reference	DOC20170525000292790
Instrument Date	Sep 10, 2018
Instrument	20180911000058720
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 22, 2021
Title Company	LAW FIRM TITLE & CLOSING SER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	336 JAMES RECORD RD SW, 336, HUNTSVILLE, AL 35824-1514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SUMMER POINTE LN, MADISON, AL 35757-5000

Mortgage

Document Number	0000058721
Date	Sep 11, 2018
Instrument	20180911000058721

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Huntsville City
Unified School District	Huntsville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,535.00 (+5.62%)
2025	$3,347.00 (+118.9%)	$57,720 (+112.21%) Land $10,000 Building $47,720	$288,600 (+6.1%) Land $50,000 Building $238,600
2023	$1,529.00 (+8.9%) Homeowner's exemption	$27,200 (+8.63%) Land $5,000 Building $22,200	$272,000 (+8.67%) Land $50,000 Building $222,000
2022	$1,404.00 Homeowner's exemption	$25,040 Land $5,000 Building $20,040	$250,300 Land $50,000 Building $200,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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