Kane County property record for 122 Richards St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2.5 ba · 842 sqft · built 2001 |
| Lot Size | 0.76 acres (3,326 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $219,000 (May 2004) |
| Tax Bill | $6,295 (2025) |
| Deeds & Mortgages | Sep 2022 Second Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-327-020 |
| Primary APN | 12-03-327-020 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 842 sqft Living Area |
| Gross Area | 1,684 sqft |
| 1st Floor Area | 842 sqft |
| Basement Area | 842 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 3,326 sqft (0.76 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 122 RICHARDS ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W H WILCOXS ADD TO GENEVA PT LOT 5 BLK 3 DESC IN DOC 2001K067795 |
| Legal Subdivision | W H WILCOXS ADD |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 852608 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 122 RICHARDS ST, GENEVA, IL 60134-2155 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Sep 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage KANE COUNTY TEACHERS CU |
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jun 11, 2020 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2004 · Amount on Record |
| Deed Sale | May 12, 2004 · Amount on Record |
| Prior Sale | Apr 9, 2003 · Amount on Record |
| Deed Document Number | 200460155 |
| Last Transfer Date | Apr 15, 2020 |
| Transfer Doc | 0000030410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 122 RICHARDS ST, GENEVA, IL 60134-2155 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000045655 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 2022K045655 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 13, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 122 RICHARDS ST, GENEVA, IL 60134-2155 |
| Document Number | 0000031431 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 122 RICHARDS ST GENEVA IL 601342155, GENEVA, IL 60134-2155 |
| Document Number | 0000031431 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 31431 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 11, 2020 |
| Property Address | 122 RICHARDS ST, GENEVA, IL 60134-2155 |
| Document Number | 0000030410 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 30410 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 122 RICHARDS ST GENEVA IL 601342155, GENEVA, IL 60134-2155 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,295.00 (+8.78%) Homeowner's exemption Senior Citizen's exemption | $103,158 (+8.5%) Land $17,339 Building $85,819 | $309,598 (+8.5%) Land $52,038 Building $257,560 |
| 2024 | $95,077 (+18.38%) Land $15,981 Building $79,096 | $285,345 (+18.43%) Land $47,962 Building $237,383 | |
| 2022 | $5,787.00 (+3.47%) Homeowner's exemption | $80,313 (+3.86%) Land $13,499 Building $66,814 | $240,939 (+3.86%) Land $40,497 Building $200,442 |
| 2021 | $5,593.00 Homeowner's exemption | $77,328 Land $12,997 Building $64,331 | $231,984 Land $38,991 Building $192,993 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures