118 Richards St, Geneva, IL 60134 Property Records

Kane County property record for 118 Richards St, Geneva, IL 60134 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Last Sale	$365,000 (2024)
Tax Bill	$4,165.00 (2025)

Owner

Source: Kane County records · APN 12-03-327-021

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7N310 WHISPERING TRL, SAINT CHARLES, IL 60175-6361
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 22, 2024 · Amount on Record
Deed Sale	Jan 22, 2024 · Amount on Record
Deed Doc Number	20242210
Record Refreshed	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 22, 2024
Property Address	118 RICHARDS ST, GENEVA, IL 60134-2155
Document Number	0000002210
Instrument Date	Dec 28, 2023
Instrument	2024K002210
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ACUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1110 FOLWELL DR SW, ROCHESTER, MN 55902-0900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 RICHARDS ST # 118, 118, GENEVA, IL 60134-2155

Mortgage

Document Number	0000002211
Date	Jan 22, 2024
Instrument	2024K002211

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Interest

Rate Type	Fixed Rate
Rate	8.25%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,165.00 (-2.44%)	$65,675 (+8.5%) Land $15,170 Building $50,505	$197,104 (+8.5%) Land $45,528 Building $151,576
2024		$60,530 (+18.38%) Land $13,982 Building $46,548	$181,663 (+18.43%) Land $41,963 Building $139,700
2022	$4,269.00 (+2.82%)	$51,131 (+3.86%) Land $11,811 Building $39,320	$153,393 (+3.86%) Land $35,433 Building $117,960
2021	$4,152.00	$49,231 Land $11,372 Building $37,859	$147,693 Land $34,116 Building $113,577

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`12-03-327-021`

Location & Zoning

Street Address	118 RICHARDS ST
City	GENEVA
State	IL
Zip	60134-2155
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	W H WILCOX ADD - PT LT4 BLK 3 DESC IN DOC 2018K008558
Legal Subdivision	W H WILCOX ADD
Legal Block	3
Legal Lot Number	4
Jurisdiction	KANE IL
Minor Civil Division	GENEVA
Census Blockgroup	1
Census Block	1031
Census Tract	852608