Kane County property record for 114 Richards St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Apr 2022) |
| Tax Bill | $4,269 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Feb 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-327-024 |
| Primary APN | 12-03-327-024 |
|---|
| Street Address | 114 RICHARDS ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W H WILCOX ADD - PT LT4 BLK 3 DESC IN DOC 2018K008560 |
| Legal Subdivision | W H WILCOX ADD |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 852608 |
114 Richards St is owned and occupied by two individuals who bought it in April 2022.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 114 RICHARDS ST, GENEVA, IL 60134-2155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2022 | Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC |
| Feb 23, 2018 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Feb 23, 2018 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2022 · Amount on File |
| Deed Sale | Apr 13, 2022 · Amount on File |
| Deed Document Number | 202220162 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 13, 2022 |
| Property Address | 114 RICHARDS ST, GENEVA, IL 60134-2155 |
| Document Number | 0000020162 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 2022K020162 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2311 PAGOSA SPRINGS DR, 2311, AURORA, IL 60503-6462 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000020163 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 2022K020163 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 23, 2018 |
| Property Address | 114 RICHARDS ST, GENEVA, IL 60134-2155 |
| Document Number | 0000008558 |
| Instrument Date | Jan 23, 2018 |
| Instrument | 8558 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2019 |
| Title Company | RAVENSWOOD TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2311 PAGOSA SPRINGS DR AURORA IL 605036462, AURORA, IL 60503-6462 |
| Document Number | 8559 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 8559 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 22, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 23, 2018 |
| Property Address | 114 RICHARDS ST, GENEVA, IL 60134-2155 |
| Document Number | 0000008560 |
| Instrument Date | Jan 23, 2018 |
| Instrument | 8560 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2019 |
| Title Company | RAVENSWOOD TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2311 PAGOSA SPRINGS DR AURORA IL 605036462, AURORA, IL 60503-6462 |
| Document Number | 8561 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 8561 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 22, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
The 2025 property tax bill for 114 Richards St was $4,269 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,269.00 Homeowner's exemption | $67,120 (+8.5%) Land $10,963 Building $56,157 | $201,441 (+8.5%) Land $32,902 Building $168,538 |
| 2024 | $61,862 Land $10,104 Building $51,758 | $185,660 Land $30,324 Building $155,336 | |
| 2022 | $4,363.00 (+2.83%) | $52,256 (+3.86%) Land $8,535 Building $43,721 | $156,768 (+3.86%) Land $25,605 Building $131,163 |
| 2021 | $4,243.00 | $50,314 Land $8,218 Building $42,096 | $150,942 Land $24,654 Building $126,288 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 114 Richards St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 114 Richards St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures