Kane County property record for 202 Richards St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,552 sqft · built 1903 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Sep 2017) |
| Tax Bill | $8,137 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-184-012 |
| Primary APN | 12-03-184-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,552 sqft Living Area |
| Gross Area | 2,328 sqft |
| Basement Area | 776 sqft |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Lot Area | 6,600 sqft (0.152 acres) |
| View / Lot | Corner |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 202 RICHARDS ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WH WILCOX ADD - LOT 1 BLK 6 |
| Legal Subdivision | WH WILCOX ADD |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 852608 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 202 RICHARDS ST, GENEVA, IL 60134-1256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Oct 10, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Sep 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2017 · Amount on Record |
| Deed Sale | Sep 8, 2017 · Amount on Record |
| Prior Sale | Jul 1, 2014 · Amount on Record |
| Deed Document Number | 201747352 |
| Last Transfer Date | Sep 27, 2017 |
| Transfer Doc | 0000053024 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 202 RICHARDS ST, GENEVA, IL 60134-1256 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Title Company | SNP TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000064445 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 2020K064445 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 10, 2017 |
| Property Address | 202 RICHARDS ST, GENEVA, IL 60134-1256 |
| Document Number | 0000053024 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 53024 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 202 RICHARDS ST GENEVA IL 601341256, GENEVA, IL 60134-1256 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 8, 2017 |
| Property Address | 202 RICHARDS ST, GENEVA, IL 60134-1256 |
| Document Number | 0000047352 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 2017K047352 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 202 RICHARDS ST, GENEVA, IL 60134-1256 |
| Document Number | 0000047353 |
|---|---|
| Date | Sep 8, 2017 |
| Instrument | 2017K047353 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Rate | 4.12% |
|---|
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,137.00 (+15.9%) Homeowner's exemption | ||
| 2024 | $111,212 (+23.44%) Land $31,961 Building $79,251 | $333,770 (+23.49%) Land $95,921 Building $237,848 | |
| 2022 | $7,021.00 (+3.11%) Homeowner's exemption | $90,092 (+3.86%) Land $26,998 Building $63,094 | $270,276 (+3.86%) Land $80,994 Building $189,282 |
| 2021 | $6,809.00 Homeowner's exemption | $86,744 Land $25,995 Building $60,749 | $260,232 Land $77,985 Building $182,247 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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