112 Richards St, Geneva, IL 60134 Property Records

Kane County property record for 112 Richards St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,814 sqft · built 1857
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on Record
Last Sale$277,000 (Jul 2006)
Tax Bill$8,857 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-03-327-009

Property Details

APN / Parcel Number

Primary APN12-03-327-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,814 sqft Living Area
Gross Area2,780 sqft
Basement Area966 sqft

Exterior

Year BuiltBuilt 1857
Effective Year BuiltEffective 1857
Architectural StyleTraditional
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions50 ft deep x 132 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address112 RICHARDS ST
CityGENEVA
StateIL
Zip60134-2155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3 3 ADD
Legal SubdivisionWILCOXS
Legal Block1
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group1
Census Block1031
Census Tract852608

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address112 RICHARDS ST, GENEVA, IL 60134-2155
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2006 · Amount on Record
Deed SaleJul 28, 2006 · Amount on Record
Prior SaleJan 23, 2002 · Amount on Record
Deed Document Number200682385
Prior Transfer DateAug 17, 1995
Prior Transfer Doc0000048951
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address112 RICHARDS ST, GENEVA, IL 60134-2155
Transaction TypeMortgage
Record UpdatedSep 15, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000079414
DateDec 18, 2020
Instrument2020K079414
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term205 Months
DueJan 1, 2038

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,857.00 (+1.44%) Homeowner's exemption
2024$120,403 (+8.89%) Land $35,954 Building $84,449$361,354 (+8.93%) Land $107,905 Building $253,448
2022$8,731.00 (+3.06%) Homeowner's exemption$110,572 (+3.86%) Land $30,371 Building $80,201$331,716 (+3.86%) Land $91,113 Building $240,603
2021$8,472.00 Homeowner's exemption$106,462 Land $29,242 Building $77,220$319,386 Land $87,726 Building $231,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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