122 E Main St, Cambridge, NY 12816 Property Records

Washington County and White Creek Town property record for 122 E Main St, Cambridge, NY 12816

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,915 sqft · built 1890
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$143,500 (Nov 2017)
Tax Bill	$3,240 (2025)
Deeds & Mortgages	Nov 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`535001 256.17-3-16`

Property Details

APN / Parcel Number

Primary APN	`535001 256.17-3-16`
Alternative APNs	`500125601700030160000000` `961A100263`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,915 sqft Living Area
1st Floor Area	1,188 sqft
2nd Floor Area	532 sqft
Upper Floors Area	252 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Composition/Composite
Foundation Type	No Foundation
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	231 ft deep x 81 ft wide
Garage Type	Detached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	961A100263
Street Address	122 E MAIN ST
City	CAMBRIDGE
State	NY
Zip	12816-4602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	3
Legal Lot Number	16.000
Jurisdiction	WASHINGTON NY
Township / Civil Division	WHITE CREEK
Census Block Group	1
Census Block	1031
Census Tract	92000

Owner

Source: Washington County and White Creek Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 E MAIN ST, CAMBRIDGE, NY 12816-4602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2017 · Amount on Record
Deed Sale	Nov 15, 2017 · Amount on Record
Prior Sale	Oct 29, 2003 · Amount on Record
Deed Document Number	2017116681
Deed Book / Page	3863 / 239
Record Updated	Jun 8, 2026

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON NY
Recording Date	Nov 15, 2017
Property Address	122 E MAIN ST, CAMBRIDGE, NY 12816-4602
Document Number	0038630239
Book / Page	003863 / 000239
Instrument Date	Nov 6, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E MAIN ST CAMBRIDGE NY 128164602, CAMBRIDGE, NY 12816-4602

Tax Assessment & Valuation

Source: Washington County and White Creek Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	White Creek Town
Municipality	Cambridge Village
Unified School District	Cambridge Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,240.00	$158,000 (-) Land $19,800 Building $138,200	$190,361 (+18.07%) Land $23,855 Building $166,506
2023		$158,000 Land $19,800 Building $138,200	$161,224 Land $20,204 Building $141,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1981–2008)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2008 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20