117 E Main St, Cambridge, NY 12816 Property Records

Washington County and White Creek Town property record for 117 E Main St, Cambridge, NY 12816

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,160 sqft · built 1825
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$112,000 (May 2019)
Tax Bill$4,797 (2026)
Deeds & MortgagesMay 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN535001 256.17-2-43

Property Details

APN / Parcel Number

Primary APN535001 256.17-2-43
Alternative APNs
  • 500125601700020430000000
  • 961A100129

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,160 sqft Living Area
1st Floor Area1,224 sqft
2nd Floor Area648 sqft
Upper Floors Area288 sqft

Exterior

Year BuiltBuilt 1825
Effective Year BuiltEffective 1825
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions133 ft deep x 69 ft wide
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number961A100129
Street Address117 E MAIN ST
CityCAMBRIDGE
StateNY
Zip12816-1208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVR
Legal Block2
Legal Lot Number43.000
JurisdictionWASHINGTON NY
Township / Civil DivisionWHITE CREEK
Census Block Group1
Census Block1011
Census Tract92000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cambridge Historic District
listed 1978 · 199 contributing resources · NRIS 78001922

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County and White Creek Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address117 E MAIN ST, CAMBRIDGE, NY 12816-1208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2019 · Amount on Record
Deed SaleMay 7, 2019 · Amount on Record
Prior SaleSep 29, 2009 · Amount on Record
Deed Document Number2019126329
Record UpdatedOct 29, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON NY
Recording DateMay 7, 2019
Property Address117 E MAIN ST, CAMBRIDGE, NY 12816-1208
Document Number0000126329
Instrument DateMay 3, 2019
Instrument126329
Transaction TypeTransfer
Record UpdatedJul 11, 2019
Title CompanyWFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$448.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address253 JEROME DR CAMBRIDGE NY 128161157, CAMBRIDGE, NY 12816-1157

Mortgage

Document Number126330
DateMay 7, 2019
Instrument126330
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 6, 2049

Tax Assessment & Valuation

Source: Washington County and White Creek Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWashington County
County SubdivisionWhite Creek Town
MunicipalityCambridge Village
Unified School DistrictCambridge Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,797.00 (+4.67%)
2025$4,583.00$138,600 (-) Land $12,600 Building $126,000$166,988 (+18.07%) Land $15,181 Building $151,807
2023$138,600 Land $12,600 Building $126,000$141,429 Land $12,857 Building $128,572

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1981–2008)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2008 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number