113 E Main St, Cambridge, NY 12816 Property Records

Washington County and White Creek Town property record for 113 E Main St, Cambridge, NY 12816 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,440 sqft · built 1900
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Tax Bill$3,438 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN535001 256.17-1-14

Property Details

APN / Parcel Number

Primary APN535001 256.17-1-14
Alternative APNs
  • 500125601700010140000000
  • 961A100023

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,440 sqft Living Area
1st Floor Area720 sqft
2nd Floor Area720 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions200 ft deep x 47 ft wide
Garage TypeDetached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area312 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number961A100023
Street Address113 E MAIN ST
CityCAMBRIDGE
StateNY
Zip12816-1207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number14.000
JurisdictionWASHINGTON NY
Township / Civil DivisionWHITE CREEK
Census Block Group1
Census Block1022
Census Tract92000

Owner

Source: Washington County and White Creek Town records · APN 535001 256.17-1-14

Assessment roll updated April 27, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address113 E MAIN ST, CAMBRIDGE, NY 12816-1207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON NY
Property Address113 E MAIN ST, CAMBRIDGE, NY 12816-1207
Transaction TypeMortgage
Record UpdatedApr 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number787
DateMar 24, 2021
Instrument2021-1787
Lender
NameTCT FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term241 Months
DueApr 01, 2041

Tax Assessment & Valuation

Source: Washington County and White Creek Town records · Assessment roll updated April 27, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyWashington County
County SubdivisionWhite Creek Town
MunicipalityCambridge Village
Unified School DistrictCambridge Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,438.00$111,000 (-) Land $11,000 Building $100,000$133,735 (+18.07%) Land $13,253 Building $120,482
2023$111,000 Land $11,000 Building $100,000$113,265 Land $11,224 Building $102,041

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (36115C), updated July 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361150920001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1981–2008)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2008, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Cambridge Historic District
listed 1978 · 199 contributing resources · NRIS 78001922

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 162 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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