127 E Main St, Cambridge, NY 12816 Property Records

Washington County and White Creek Town property record for 127 E Main St, Cambridge, NY 12816

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,016 sqft · built 1880
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Jan 2022)
Tax Bill$4,661 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
May 2017 Sale
Flood ZoneZone X (minimal risk)
APN535001 256.17-2-39

Property Details

APN / Parcel Number

Primary APN535001 256.17-2-39
Alternative APNs
  • 500125601700020390000000
  • 961A100406

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,016 sqft Living Area
1st Floor Area1,312 sqft
2nd Floor Area704 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions253 ft deep x 58 ft wide
PorchSlab
Porch Area344 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number961A100406
Street Address127 E MAIN ST
CityCAMBRIDGE
StateNY
Zip12816-1208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVR
Legal Block2
Legal Lot Number39.000
JurisdictionWASHINGTON NY
Township / Civil DivisionWHITE CREEK
Census Block Group1
Census Block1011
Census Tract92000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cambridge Historic District
listed 1978 · 199 contributing resources · NRIS 78001922

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County and White Creek Town assessment roll, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address127 E MAIN ST, CAMBRIDGE, NY 12816-1208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
GLEN FALLS NATIONAL BANK & TRUST CO
May 16, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 25, 2022 · Amount on Record
Deed SaleJan 25, 2022 · Amount on Record
Prior SaleMay 16, 2017 · Amount on Record
Deed Document Number2022546
Record UpdatedJun 8, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON NY
Recording DateJan 25, 2022
Property Address127 E MAIN ST, CAMBRIDGE, NY 12816-1208
Document Number0000000046
Instrument DateJan 20, 2022
Instrument2022-546
Transaction TypeTransfer
Record UpdatedFeb 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 W MAIN ST, CAMBRIDGE, NY 12816-1029

Mortgage

Document Number0000000047
DateJan 25, 2022
Instrument2022-547
Lender
NameGLEN FALLS NATIONAL BANK & TRUST CO
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWASHINGTON NY
Recording DateMay 16, 2017
Property Address127 E MAIN ST, CAMBRIDGE, NY 12816-1208
Document Number0037920010
Book / Page003792 / 000010
Instrument DateApr 28, 2017
Transaction TypeTransfer
Record UpdatedJun 27, 2017

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 E MAIN ST CAMBRIDGE NY 128161208, CAMBRIDGE, NY 12816-1208

Tax Assessment & Valuation

Source: Washington County and White Creek Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWashington County
County SubdivisionWhite Creek Town
MunicipalityCambridge Village
Unified School DistrictCambridge Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,661.00$150,000 (-) Land $15,800 Building $134,200$180,723 (+18.07%) Land $19,036 Building $161,687
2023$150,000 (-) Land $15,800 Building $134,200$153,061 (+2.04%) Land $16,122 Building $136,939
2022$150,000 Land $15,800 Building $134,200$150,000 Land $15,800 Building $134,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1981–2008)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2008 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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